4 Ridge Rd, Front Royal, VA 22630 Property Records

Warren County property record for 4 Ridge Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,606 sqft · built 1975
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (May 2010)
Tax Bill	$2,225 (2026)
Deeds & Mortgages	Nov 2006 Mortgage Apr 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20/A1/08/24`

Property Details

APN / Parcel Number

Primary APN	`20/A1/08/24`
Alternative APN	`8285`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	3,993 sqft
1st Floor Area	1,606 sqft
Basement Area	803 sqft
Finished Basement	402 sqft
Unfinished Basement	803 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8285
Old Parcel Number	20A108 24
Street Address	4 RIDGE RD
City	FRONT ROYAL
State	VA
Zip	22630-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 24 BEAU RIDGE SUB
Legal Subdivision	BEAU RIDGE
Legal Lot Number	24
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	3
Census Block	3021
Census Tract	20601

Owner

4 Ridge Rd is owned and occupied by two individuals who acquired it in February 2026.

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO OF VIRGINIA
Apr 21, 2008	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Feb 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Jun 29, 2009	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Feb 20, 2026	Gift Deed, Transfer
May 28, 2010	Deed, Transfer · Conventional Mortgage CBM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2010 · Amount on File
Deed Sale	May 28, 2010 · Amount on File
Deed Document Number	20102726
Last Transfer Date	Feb 3, 2026
Transfer Doc	0000000823
Record Updated	Oct 29, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060012031
Date	Nov 20, 2006
Instrument	060012031

Lender

Name	BRANCH BANKING AND TRUST CO OF VIRGINIA
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080002708
Date	Apr 21, 2008
Instrument	080002708

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2038

Interest

Rate	5.75%

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090000728
Date	Feb 6, 2009
Instrument	090000728

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

Interest

Rate	5%

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090003883
Date	Jun 29, 2009
Instrument	090003883

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WARREN VA
Recording Date	Feb 20, 2026
Property Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Document Number	0260000823
Map Reference	DOC 990002609
Instrument Date	Feb 3, 2026
Instrument	260000823
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720

May 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	May 28, 2010
Property Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720
Document Number	0100002726
Map Reference	DOC 990002609
Instrument Date	May 21, 2010
Instrument	100002726
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE RD, FRONT ROYAL, VA 22630-3720

Mortgage

Document Number	0100002727
Date	May 28, 2010
Instrument	100002727

Lender

Name	CBM MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 4 Ridge Rd was $2,225, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,225.00 (+18.79%)	$391,100 (-) Land $57,300 Building $333,800
2025	$1,873.00 (+4.7%)	$391,100 (+7.09%) Land $57,300 Building $333,800	$391,100 (+7.09%) Land $57,300 Building $333,800
2024	$1,789.00	$365,200 (-) Land $63,300 Building $301,900	$365,200 (-) Land $63,300 Building $301,900
2023		$365,200 Land $63,300 Building $301,900	$365,200 Land $63,300 Building $301,900
2022	$1,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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