10 Ridge Rd, Front Royal, VA 22630 Property Records

Warren County property record for 10 Ridge Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,568 sqft · built 1981
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Oct 2021)
Tax Bill	$2,517 (2026)
Deeds & Mortgages	May 2022 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20/A1/08/21`

Property Details

APN / Parcel Number

Primary APN	`20/A1/08/21`
Alternative APN	`8282`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	4,993 sqft
1st Floor Area	1,479 sqft
Basement Area	1,479 sqft
Finished Basement	64 sqft
Unfinished Basement	1,020 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Terrain	Rolling
Garage Area	750 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8282
Old Parcel Number	20A108 21
Street Address	10 RIDGE RD
City	FRONT ROYAL
State	VA
Zip	22630-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 21A BEAU RIDGE SUB
Legal Subdivision	BEAU RIDGE
Legal Lot Number	21A
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	3
Census Block	3021
Census Tract	20601

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Intrafamily Transfer, Transfer
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 25, 2021	Bargain and Sale Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Aug 6, 2015 · Amount on Record
Deed Document Number	20219246
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN VA
Recording Date	May 25, 2022
Property Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720
Document Number	0220003469
Map Reference	MB 505 PG 839
Instrument Date	Apr 1, 2022
Instrument	220003469
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000617
Date	Jan 27, 2022
Instrument	220000617

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Oct 25, 2021
Property Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720
Document Number	210009246
Map Reference	MB 505 PG 839
Instrument Date	Oct 11, 2021
Instrument	210009246
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$359.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	10 RIDGE RD, FRONT ROYAL, VA 22630-3720
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170004011
Date	Aug 1, 2017
Instrument	170004011

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,517.00 (+18.78%)	$442,400 (-) Land $66,200 Building $376,200
2025	$2,119.00 (+29.05%)	$442,400 (+31.98%) Land $66,200 Building $376,200	$442,400 (+31.98%) Land $66,200 Building $376,200
2024	$1,642.00	$335,200 (-) Land $69,000 Building $266,200	$335,200 (-) Land $69,000 Building $266,200
2023		$335,200 Land $69,000 Building $266,200	$335,200 Land $69,000 Building $266,200
2022	$1,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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