4 Ridge Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 4 Ridge Dr, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,721 sqft · built 1964
Lot Size	0.545 acres (23,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-51-03-052.000`

Property Details

APN / Parcel Number

Primary APN	`30-51-03-052.000`
Alternative APN	`510305`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,721 sqft Living Area
Gross Area	3,822 sqft
1st Floor Area	1,911 sqft
Basement Area	1,911 sqft
Finished Basement	810 sqft
Unfinished Basement	1,101 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	23,752 sqft (0.545 acres)
Lot Dimensions	217 ft deep x 47 ft wide
Terrain	Low
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	510305
Street Address	4 RIDGE DR
City	CHILLICOTHE
State	OH
Zip	45601-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 RIDGE DR RES BREW HGTS 51-3-52
Legal Subdivision	BREWER HEIGHTS SUBDIVISION
Jurisdiction	ROSS OH
Township / Civil Division	SCIOTO
Census Block Group	2
Census Block	2000
Census Tract	956000

Owner

Source: Ross County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Apr 13, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Apr 13, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	20262478
Deed Book / Page	590 / 4543
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSS OH
Recording Date	Apr 13, 2026
Property Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Document Number	0005904543
Book / Page	590 / 4543
Instrument Date	Apr 9, 2026
Instrument	2026.2478
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002479,
Date	Apr 13, 2026
Book Page	590/4545
Instrument	2026.2479

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSS OH
Recording Date	Apr 13, 2026
Property Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Document Number	0000002478
Book / Page	590 / 4543
Instrument Date	Apr 9, 2026
Instrument	20262478
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002479,
Date	Apr 13, 2026
Instrument	20262479

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSS OH
Recording Date	Apr 13, 2026
Property Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Document Number	0000002478
Book / Page	590 / 4543
Instrument Date	Apr 9, 2026
Instrument	20262478
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0005904545,
Date	Apr 13, 2026
Book Page	590/4545
Instrument	20262479

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	May 17, 2021
Property Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146
Document Number	0005504724
Book / Page	550 / 4724
Map Reference	VOL 3 PG 313
Instrument Date	May 14, 2021
Instrument	202100004391
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGE DR, CHILLICOTHE, OH 45601-1146

Mortgage

Document Number	202100004392
Date	May 17, 2021
Instrument	202100004392

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Scioto Township
Municipality	Chillicothe City
Unified School District	Chillicothe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (-4.58%)	$107,080 (+5.15%) Land $16,750 Building $90,330	$305,950 (+5.15%) Land $47,860 Building $258,090
2024	$4,059.00 (-1.6%) Homeowner's exemption	$101,840 (-) Land $13,450 Building $88,390	$290,960 (-) Land $38,430 Building $252,530
2023	$4,125.00 (-0.15%) Homeowner's exemption	$101,840 (-) Land $13,450 Building $88,390
2022	$4,131.00 Homeowner's exemption	$101,840 Land $13,450 Building $88,390	$290,960 Land $38,430 Building $252,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE CITY PWS serves 21,725 people · EPA ID OH7100112
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glo Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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