4 Richard Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 4 Richard Rd, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details2,638 sqft · built 1951
Lot Size0.448 acres (19,502 sqft)
OwnerIndividual Name on Record
Last Sale$100 (Aug 1993)
Tax Bill$13,973 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-01017-0000-00034

Property Details

APN / Parcel Number

Primary APN05-01017-0000-00034
Alternative APNs
  • 050101700034
  • 00024838

Interior

Stories1 Story
Building Area2,638 sqft Living Area
1st Floor Area2,638 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area19,502 sqft (0.448 acres)
Lot Dimensions180 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00024838
Street Address4 RICHARD RD
CityEDISON
StateNJ
Zip08820-3028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description60X180 69X150
Legal Block1017
Legal Lot Number34
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group3
Census Block3016
Census Tract1415

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 RICHARD RD, EDISON, NJ 08820-3028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 1993 · Amount on Record
Deed SaleAug 30, 1993 · Amount on Record
Deed Book / Page4088 / 596
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 RICHARD RD, EDISON, NJ 08820-3028
Document Number0000002544
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RICHARD RD EDISON NJ 088203028, EDISON, NJ 08820-3028

Mortgage

Document Number0000002544
DateJan 11, 2018
Book Page017055/001389
Instrument2544
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 10, 2048
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 RICHARD RD, EDISON, NJ 08820-3028
Document Number0000021092
Instrument DateSep 27, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4 RICHARD RD EDISON NJ 088203028, EDISON, NJ 08820-3028

Mortgage

Document Number0000021092
DateOct 10, 2017
Book Page016918/000779
Instrument21092
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2047
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,800 (-) Land $112,000 Building $122,800$234,800 (-) Land $112,000 Building $122,800
2025$13,973.00 (-0.03%)$234,800 (-) Land $112,000 Building $122,800$234,800 (-) Land $112,000 Building $122,800
2024$13,977.00 (+0.5%)
2023$234,800 Land $112,000 Building $122,800$234,800 Land $112,000 Building $122,800
2022$13,907.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1982–2025)
Claims Outside the SFHA7 of 8
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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