Middlesex County and Edison Township property record for 12 Richard Rd, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,198 sqft · built 2003 |
| Lot Size | 0.422 acres (18,387 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $940,000 (Jan 2006) |
| Tax Bill | $22,989 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01017-0000-00030 |
| Primary APN | 05-01017-0000-00030 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,198 sqft Living Area |
| 1st Floor Area | 3,198 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 18,387 sqft (0.422 acres) |
| Lot Dimensions | 227 ft deep x 111 ft wide |
| Account Number | 00024834 |
|---|---|
| Street Address | 12 RICHARD RD |
| City | EDISON |
| State | NJ |
| Zip | 08820-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 111X227 IRR |
| Legal Subdivision | STEPHENVILLE SEC 01 |
| Legal Block | 1017 |
| Legal Lot Number | 30 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 RICHARD RD, EDISON, NJ 08820-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 2, 2016 | Deed of Trust, Mortgage · Line of Credit HABIB AMERICAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2006 · Amount on Record |
| Deed Sale | Jan 27, 2006 · Amount on Record |
| Prior Sale | Oct 6, 2003 · Amount on Record |
| Deed Book / Page | 5620 / 381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 12 RICHARD RD, EDISON, NJ 08820-3028 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | OPPORTUNE TITLE AGENCY LLC, OPPORTUNE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2021052252 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 18396/703 |
| Instrument | 2021052252 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 12 RICHARD RD, EDISON, NJ 08820-3028 |
| Document Number | 0000004780 |
| Book / Page | 016672 / 000322 |
| Instrument Date | Dec 2, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 RICHARD RD EDISON NJ 088203028, EDISON, NJ 08820-3028 |
| Document Number | 0000004780 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 016672/000322 |
| Instrument | 4780 |
| Name | HABIB AMERICAN BK |
|---|---|
| Type | Bank |
| Address | EDISON, NJ 08820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 13, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,300 (-) Land $112,200 Building $274,100 | $386,300 (-) Land $112,200 Building $274,100 | |
| 2025 | $22,989.00 (-0.03%) | $386,300 (-) Land $112,200 Building $274,100 | $386,300 (-) Land $112,200 Building $274,100 |
| 2024 | $22,996.00 (+0.51%) | ||
| 2023 | $386,300 Land $112,200 Building $274,100 | $386,300 Land $112,200 Building $274,100 | |
| 2022 | $22,880.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1982–2025) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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