4 Regency Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 4 Regency Dr, Palm Coast, FL 32164

Property Summary

Property TypeVacant Land
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$60,700 (Jan 2024)
Tax Bill$999 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jan 2024 Sale
Flood ZoneZone X (minimal risk)
APN07-11-31-7033-00190-0250

Property Details

APN / Parcel Number

Primary APN07-11-31-7033-00190-0250

Exterior

Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4 REGENCY DR
CityPALM COAST
StateFL
Zip32164-6678
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeDPX
Legal DescriptionPALM COAST SECTION 33 BLOCK 00019 LOT 0025 SUBDIVISION COMPLETION YEAR 1981 OR 308 PG 449 OR 843 PG 538-ACM OR 588 PGS 618-61
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block19
Legal Lot Number25
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1033
Census Tract60217

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 350415, PALM COAST, FL 32135-0415
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jan 23, 2024Personal Representative Deed, Transfer
COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2024 · Amount on Record
Deed SaleJan 23, 2024 · Amount on Record
Deed Document Number2024003049
Deed Book / Page2841 / 1039
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address4 REGENCY DR, PALM COAST, FL 32164-6678
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 REGENT LN, PALM COAST, FL 32164-6638

Mortgage

Document Number0027320675
DateNov 2, 2022
Book Page2732/675
Instrument2022052755
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionFLAGLER FL
Recording DateJan 23, 2024
Property Address4 REGENCY DR, PALM COAST, FL 32164-6678
Document Number0028411039
Book / Page2841 / 1039
Map ReferenceMB 10 PG 67-77
Instrument DateJan 16, 2024
Instrument2024003049
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

AmountAmount Recorded
Tax$424.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5340 N LAKEWOOD AVE, CHICAGO, IL 60640-2209

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 350415, PALM COAST, FL 32135-0415

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$999.00 (+109%)$55,000 (+25%) Land $55,000$55,000 (+25%) Land $55,000
2023$478.00 (-4.78%)$44,000 (-12%) Land $44,000$44,000 (-12%) Land $44,000
2022$502.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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