Flagler County property record for 16 Regency Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,770 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Apr 2022) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7033-00190-0190 |
| Primary APN | 07-11-31-7033-00190-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,362 sqft |
| 1st Floor Area | 1,770 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16 REGENCY DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SECTION 33 BLOCK 00019 LOT 0019 SUBDIVISION COMPLETION YEAR 1981 OR 348 PG 724 OR 375 PG 728 OR 553 PG 1539 OR 799 PG 773 OR 899 PG 1504 OR 899 PG 1502 OR 999 PG 1487 OR 1101/701 OR 2014/1348- MARY LORNA PARK PR OR 2028/ 296-DC OR 2028/298 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 19 |
| Legal Lot Number | 19 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 60217 |
16 Regency Dr is owned and occupied by two individuals who bought it in April 2022.
Source: Flagler County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 REGENCY DR, PALM COAST, FL 32164-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Apr 6, 2018 | Warranty Deed, Transfer · Conventional with PMI ALEXANDER & JEANEEN M BELL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2022 · Amount on File |
| Deed Sale | Apr 7, 2022 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 202218337 |
| Deed Book / Page | 2675 / 1755 |
| Prior Transfer Date | Sep 26, 2014 |
| Prior Transfer Doc | 0020281083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 7, 2022 |
| Property Address | 16 REGENCY DR, PALM COAST, FL 32164-6640 |
| Document Number | 0026751755 |
| Book / Page | 2675 / 1755 |
| Map Reference | MB 10 PG 67-77 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022018337 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 BRIARVUE LN, 58, PALM COAST, FL 32137-8741 |
| Name | Verified Name |
|---|---|
| Address | 16 REGENCY DR, PALM COAST, FL 32164-6640 |
| Document Number | 0026751757 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 2675/1757 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 16 REGENCY DR, PALM COAST, FL 32164-6640 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022931655 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 2293/1655 |
| Instrument | 2018026763 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 6, 2018 |
| Property Address | 16 REGENCY DR, PALM COAST, FL 32164-6640 |
| Document Number | 0022701172 |
| Book / Page | 002270 / 001172 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 12553 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | AMERICAS CHOICE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 REGENCY DR PALM COAST FL 321646640, PALM COAST, FL 32164-6640 |
| Document Number | 22701174 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 002270/001174 |
| Instrument | 12554 |
| Name | ALEXANDER & JEANEEN M BELL |
|---|---|
| Address | 44 N RIVERWALK DR, PALM COAST, FL 32137-1317 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 5, 2021 |
| Rate | 10% |
|---|
The 2025 property tax bill for 16 Regency Dr was $2,618 with a homeowner's exemption.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,618.00 Homeowner's exemption | $187,217 | $244,604 Land $55,000 Building $189,604 |
| 2023 | $2,481.00 (-35.61%) Homeowner's exemption | $176,641 (-28.34%) | $246,582 (+0.03%) Land $44,000 Building $202,582 |
| 2022 | $3,853.00 | $246,500 Land $50,000 Building $196,500 | $246,500 Land $50,000 Building $196,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Regency Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 57 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Regency Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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