Orange County property record for 4 Reflection Ln, Coto De Caza, CA 92679
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 5,495 sqft · built 1998 |
| Lot Size | 0.356 acres (15,530 sqft) |
| Owner | Owner Name on File |
| Last Sale | $1,575,000 (Aug 2001) |
| Tax Bill | $23,654 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 755-071-02 |
| Primary APN | 755-071-02 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 5,495 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 15,530 sqft (0.356 acres) |
| Garage Area | 993 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 4 REFLECTION LN |
|---|---|
| City | COTO DE CAZA |
| State | CA |
| Zip | 92679-5100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15207 BLK LOT 2 |
| Legal Subdivision | 15207 |
| Legal Tract | 15207 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 32046 |
Source: Orange County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 12 RITZ COVE DR, DANA POINT, CA 92629-4225 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2001 · Amount on Record |
| Deed Sale | Aug 31, 2001 · Amount on Record |
| Prior Sale | May 5, 2003 |
| Deed Document Number | 0000611201 |
| Last Transfer Date | May 7, 2003 |
| Transfer Doc | 0000515364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4 REFLECTION LN, COTO DE CAZA, CA 92679-5100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000525355 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 2017000525355 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Orange County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,654.00 (+4.35%) | $2,337,177 (+4.04%) Land $1,004,625 Building $1,332,552 |
| 2023 | $22,668.00 (+1.99%) | $2,246,422 Land $965,614 Building $1,280,808 |
| 2022 | $22,225.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
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