4 Reef Ct, Salem, SC 29676 Property Records

Oconee County property record for 4 Reef Ct, Salem, SC 29676

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,313 sqft · built 1988
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jan 2020)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-10-02-003`

Property Details

APN / Parcel Number

Primary APN	`111-10-02-003`
Alternative APN	`8291`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,313 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	167 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8291
Old Parcel Number	111 10 02 003
Street Address	4 REEF CT
City	SALEM
State	SC
Zip	29676-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 UNIT 4 KEOWEE KEY
Legal Subdivision	KEOWEE KEY
Legal Block	2
Legal Lot Number	107
Legal Unit	4
Jurisdiction	OCONEE SC
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2001
Census Tract	30202

Owner

4 Reef Ct is owned and occupied by two individuals who acquired it in January 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4 REEF CT, SALEM, SC 29676-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 24, 2020	Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L
Jun 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Deed Document Number	0025390066
Deed Book / Page	002539 / 000066
Last Transfer Date	Jan 24, 2020
Transfer Doc	0025390066
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	4 REEF CT, SALEM, SC 29676-4022
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012898
Date	Feb 14, 2022
Book Page	4289/132
Instrument	12898

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 24, 2020
Property Address	4 REEF CT, SALEM, SC 29676-4022
Document Number	0025390066
Book / Page	002539 / 000066
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 REEF CT SALEM SC 296764022, SALEM, SC 29676-4022

Mortgage

Document Number	39200140
Date	Jan 24, 2020
Book Page	003920/000140

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 27, 2017
Property Address	4 REEF CT, SALEM, SC 29676-4022
Document Number	0022780347
Book / Page	002278 / 000347
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,702.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KEFF CT SALEM SC 29676, SALEM, SC 29676

Tax Assessment & Valuation

The 2025 property tax bill for 4 Reef Ct was $2,460.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00	$20,095 Land $9,040 Building $11,055	$502,380 Land $226,000 Building $276,380
2023		$20,095 Land $9,040 Building $11,055	$502,380 Land $226,000 Building $276,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Reef Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Reef Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEOWEE KEY UTILITY SYSTEM INC (3750023) private · serves 4,108 people · EPA ID SC3750023
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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