3 Reef Ct, Salem, SC 29676 Property Records

Oconee County property record for 3 Reef Ct, Salem, SC 29676

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,674 sqft
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2021)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111-10-02-005`

Property Details

APN / Parcel Number

Primary APN	`111-10-02-005`
Alternative APN	`8293`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,674 sqft Living Area
Attic	Attic
Attic Area	1,531 sqft
Fireplace	Fireplace

Exterior

Exterior Material	Fiber Cement Siding
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	380 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8293
Old Parcel Number	111 10 02 005
Street Address	3 REEF CT
City	SALEM
State	SC
Zip	29676-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 & 110 UNIT 4 KEOWEE KEY (0.98 AC)
Legal Subdivision	KEOWEE KEY
Legal Block	2
Legal Lot Number	109
Legal Unit	4
Jurisdiction	OCONEE SC
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2001
Census Tract	30202

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 REEF CT, SALEM, SC 29676-4022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK NA
Apr 1, 2021	Deed, Transfer
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	0000015982
Deed Book / Page	2671 / 258
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	3 REEF CT, SALEM, SC 29676-4022
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012362
Date	Feb 7, 2022
Book Page	4285/215
Instrument	12362

Lender

Name	SOUTHSTATE BANK NA
Type	Non-Lending Institution
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Min Rate At Change	2.75%
Max Rate At Change	5%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 1, 2021
Property Address	3 REEF CT, SALEM, SC 29676-4022
Document Number	0000015982
Book / Page	2671 / 258
Map Reference	MB B-760 PG 3
Instrument Date	Mar 29, 2021
Instrument	15982
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$647.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 SPY GLASS LN, SALEM, SC 29676-4618

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 18, 2018
Property Address	3 REEF CT, SALEM, SC 29676-4022
Document Number	0024050078
Book / Page	002405 / 000078
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FLT A 26/F TALON TOWER 38 CONNAUGHT RD W

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,036.00	$34,975 (+414.87%) Land $6,793 Building $28,182	$874,390 (+414.86%) Land $169,830 Building $704,560
2023		$6,793 Land $6,793	$169,830 Land $169,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEOWEE KEY UTILITY SYSTEM INC (3750023) private · serves 4,108 people · EPA ID SC3750023
Water Source	Purchased surface water from CITY OF SENECA
Last State Inspection	Dec 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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