Erie County and Lancaster Town property record for 4 Red Clover Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,842 sqft · built 2008 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Mar 2020) |
| Tax Bill | $8,467 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 93.16-1-4 |
| Primary APN | 145289 93.16-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,097 sqft |
| 2nd Floor Area | 745 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 146 ft deep x 137 ft wide |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 RED CLOVER LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 14208 |
4 Red Clover Ln is owned and occupied by two individuals who bought it in March 2020.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 RED CLOVER LN, LANCASTER, NY 14086-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Mar 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on File |
| Deed Sale | Mar 13, 2020 · Amount on File |
| Prior Sale | Nov 7, 2008 · Amount on File |
| Deed Document Number | 202059456 |
| Deed Book / Page | 11358 / 3501 |
| Prior Transfer Date | Mar 9, 2020 |
| Prior Transfer Doc | 0113583497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 13, 2020 |
| Property Address | 4 RED CLOVER LN, LANCASTER, NY 14086-4408 |
| Document Number | 0113583501 |
| Book / Page | 011358 / 003501 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 KILBOURNE RD CHEEKTOWAGA NY 142253116, CHEEKTOWAGA, NY 14225-3116 |
| Document Number | 139332724 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 013933/002724 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 13, 2020 |
| Property Address | 4 RED CLOVER LN, LANCASTER, NY 14086-4408 |
| Document Number | 0113583497 |
| Book / Page | 011358 / 003497 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4 RED CLOVER LN LANCASTER NY 140864408, LANCASTER, NY 14086-4408 |
The 2026 property tax bill for 4 Red Clover Ln was $8,467, up 112.4% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,467.00 (+112.42%) | ||
| 2025 | $3,986.00 (-51.07%) | $295,000 (-) Land $70,000 Building $225,000 | $460,938 (+12.51%) Land $109,375 Building $351,563 |
| 2024 | $8,146.00 | $295,000 (-) Land $70,000 Building $225,000 | $409,700 (+4.17%) Land $97,217 Building $312,483 |
| 2023 | $295,000 Land $70,000 Building $225,000 | $393,300 Land $93,325 Building $299,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Red Clover Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Red Clover Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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