1 Red Clover Ln, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 1 Red Clover Ln, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,968 sqft · built 2008
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$342,342 (Nov 2008)
Tax Bill$11,608 (2026)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN145289 93.16-1-14

Property Details

APN / Parcel Number

Primary APN145289 93.16-1-14
Alternative APN
  • 52890931600001014000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,968 sqft Living Area
1st Floor Area1,653 sqft
2nd Floor Area1,315 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions140 ft deep x 105 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 RED CLOVER LN
CityLANCASTER
StateNY
Zip14086-4407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number14.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3010
Census Tract14208

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1 RED CLOVER LN, LANCASTER, NY 14086-4407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2008 · Amount on Record
Deed SaleNov 19, 2008 · Amount on Record
Deed Document Number2008234382
Deed Book / Page11152 / 6136
Record UpdatedOct 29, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address1 RED CLOVER LN, LANCASTER, NY 14086-4407
Document Number0138727643
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedOct 19, 2018
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 RED CLOVER LN LANCASTER NY 140864407, LANCASTER, NY 14086-4407

Mortgage

Document Number0138727643
DateOct 3, 2018
Book Page013872/007643
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueOct 2, 2058
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,608.00 (+113.42%)
2025$5,439.00 (-51.8%)$414,000 (-) Land $70,000 Building $344,000$646,875 (+12.5%) Land $109,375 Building $537,500
2024$11,285.00$414,000 (-) Land $70,000 Building $344,000$575,000 (+4.17%) Land $97,222 Building $477,778
2023$414,000 Land $70,000 Building $344,000$552,000 Land $93,333 Building $458,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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