4 Rambling Brook Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 4 Rambling Brook Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,740 sqft · built 1962
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$684,500 (Jan 2017)
Tax Bill	$20,712 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63-00206-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`63-00206-0000-00001`
Alternative APNs	`630020600001` `022800`

Interior

Stories	2 Stories
Building Area	3,740 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Attached

Location & Zoning

Account Number	022800
Street Address	4 RAMBLING BROOK RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.890 AC
Legal Subdivision	BROOK HILL ESTATES SEC 3
Legal Block	206
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1006
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 25, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Apr 6, 1994 · Amount on Record
Deed Document Number	20178412
Deed Book / Page	2516 / 306
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036941893
Date	Sep 8, 2020
Book Page	3694/1893
Instrument	20-081950

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1111
Document Number	0029541784
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 RAMBLING BROOK RD UPPER SADDLE RIVER NJ 074581111, UPPER SADDLE RIVER, NJ 07458-1111

Mortgage

Document Number	0029541784
Date	Jun 1, 2018
Book Page	002954/001784
Instrument	38298

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 31, 2038

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1111
Document Number	0025870425
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RAMBLING BROOK RD UPPER SADDLE RIVER NJ 074581111, UPPER SADDLE RIVER, NJ 07458-1111

Mortgage

Document Number	0025870425
Date	Apr 12, 2017
Book Page	002587/000425

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2017
Property Address	4 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1111
Document Number	0025160306
Book / Page	00251 / 000306
Instrument Date	Dec 30, 2016
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RAMBLING BROOK RD UPPER SADDLE RIVER NJ 074581111, UPPER SADDLE RIVER, NJ 07458-1111

Mortgage

Document Number	25160311
Date	Jan 25, 2017
Book Page	002516/000311

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2032

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,700 (-) Land $350,600 Building $449,100	$799,700 (-) Land $350,600 Building $449,100
2025	$20,712.00 (-0.35%)	$799,700 (-2.05%) Land $350,600 Building $449,100	$799,700 (-2.05%) Land $350,600 Building $449,100
2024	$20,785.00 (+3.78%)
2023		$816,400 Land $350,600 Building $465,800	$816,400 Land $350,600 Building $465,800
2022	$20,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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