Bergen County and Upper Saddle River Borough property record for 23 Rambling Brook Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,528 sqft · built 1963 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $827,500 (May 2007) |
| Tax Bill | $15,499 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00204-0000-00006 |
| Primary APN | 63-00204-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,528 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 53,579 sqft |
| Account Number | 023400 |
|---|---|
| Street Address | 23 RAMBLING BROOK RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.230 AC |
| Legal Subdivision | RAMBLING BROOK ESTATES |
| Legal Block | 204 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53202 |
23 Rambling Brook Rd is owned and occupied by two individuals who bought it in May 2007.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Nov 4, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2007 · Amount on File |
| Deed Sale | May 11, 2007 · Amount on File |
| Deed Book / Page | 9311 / 371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1110 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 23 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1110 |
| Document Number | 0056270528 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 5627/528 |
| Instrument | 2025071787 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 RAMBLING BROOK RD, UPPER SADDLE RIVER, NJ 07458-1110 |
| Document Number | 0027912479 |
| Book / Page | 002791 / 002479 |
| Instrument Date | Nov 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 RAMBLING BROOK RD UPPER SADDLE RIVER NJ 074581110, UPPER SADDLE RIVER, NJ 07458-1110 |
| Document Number | 0027912479 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 002791/002479 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 23 Rambling Brook Rd was $15,499, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,400 (-) Land $342,700 Building $255,700 | $598,400 (-) Land $342,700 Building $255,700 | |
| 2025 | $15,499.00 (+1.73%) | $598,400 Land $342,700 Building $255,700 | $598,400 Land $342,700 Building $255,700 |
| 2024 | $15,235.00 | ||
| 2023 | $598,400 Land $342,700 Building $255,700 | $598,400 Land $342,700 Building $255,700 | |
| 2022 | $14,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Rambling Brook Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Rambling Brook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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