1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Rainier Pointe Ct

4 Rainier Pointe Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4 Rainier Pointe Ct, Saint Charles, MO 63301

Property Summary

Property TypeCondominium
Details1 bd · 3 ba · 2,662 sqft · built 2001
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Nov 2010)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT020700016

Property Details

APN / Parcel Number

Primary APNT020700016
Alternative APN
  • 6-0001-8732-00-019A.0000000

Interior

Bedrooms1 Bed
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,662 sqft Living Area
Gross Area3,548 sqft
1st Floor Area1,576 sqft
Basement Area1,552 sqft
Finished Basement1,086 sqft
Unfinished Basement466 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT020700016
Street Address4 RAINIER POINTE CT
CitySAINT CHARLES
StateMO
Zip63301-8404
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS AT SUMMIT PT #4 BDRY ADJ 19-21 OF ADJ LOT 19 UNIT 19A
Legal SubdivisionVILLAS AT SUMMIT POINTE #4 BDRY ADJ ADJD
Legal Lot Number19
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2010 · Amount on Record
Deed SaleNov 22, 2010 · Amount on Record
Prior SaleMay 17, 2002 · Amount on Record
Deed Document Number2010787340
Deed Book / Page5498 / 884
Last Transfer DateMay 30, 2024
Transfer Doc0000021024
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404
Document Number0072580611
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 RAINIER POINTE CT ST CHARLES MO 633018404, ST CHARLES, MO 63301-8404

Mortgage

Document Number0072580611
DateMar 30, 2020
Book Page007258/000611
Instrument193310
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term240 Months
DueMar 29, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$57,266 (+7.55%)$301,401 (+7.55%) Building $301,401
2023$53,247
2022$280,246 Building $280,246

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Nearby Properties on Rainier Pointe Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures