St. Charles County property record for 20 Rainier Pointe Ct, Saint Charles, MO 63301
| Property Type | Row House |
|---|---|
| Details | 2 bd · 3 ba · 1,582 sqft · built 2001 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Dec 2022) |
| Deeds & Mortgages | Dec 2022 Sale Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T020700080 |
| Primary APN | T020700080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 1,582 sqft |
| Basement Area | 1,552 sqft |
| Finished Basement | 892 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Spanish |
| Exterior Material | Brick Veneer |
| Lot Area | 3,049 sqft (0.069 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 132 sqft |
| Patio Area | 140 sqft |
| Account Number | T020700080 |
|---|---|
| Old Parcel Number | T020700080 |
| Street Address | 20 RAINIER POINTE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8404 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | VILLAS AT SUMMIT PT #4 RESUB ADJ 23 UNIT 23A |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | VILLAS AT SUMMIT POINTE #4 RESUB ADJD LO |
| Legal Lot Number | 23A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310301 |
Source: St. Charles County records, as of January 16, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2022 | Warranty Deed, Transfer NOT AVAILABLE, STG |
| Nov 12, 2020 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Prior Sale | Nov 12, 2020 |
| Deed Document Number | 0202264083 |
| Deed Book / Page | 2022 / 64083 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 5, 2022 |
| Property Address | 20 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Number | 0000064083 |
| Map Reference | MB 38 PG 41 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022R-064083 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, STG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Name | Verified Name |
|---|---|
| Address | 20 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 12, 2020 |
| Property Address | 20 RAINIER POINTE CT, SAINT CHARLES, MO 63301-8404 |
| Document Number | 0000087771 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 87771 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 530 MORGAN ST ST CHARLES MO 633011963, ST CHARLES, MO 63301-1963 |
| Document Number | 87772 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 87772 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $53,239 | |
| 2022 | $280,205 Building $280,205 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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