4 Prospect St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 4 Prospect St, Beverly, MA 01915 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,162 sqft Living Area
Lot Size	2,117 sqft (0.049 acres)
Occupancy	Owner Occupied
Last Sale	$126,000 (1996)
Tax Bill	$6,221.00 (2025)

Owner

Source: Essex County and Beverly City records · APN R6

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 PROSPECT ST, BEVERLY, MA 01915-3524
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 1996 · Amount on Record
Deed Sale	Apr 23, 1996 · Amount on Record
Prior Sale	Apr 01, 1992 · Amount on Record
Deed Book / Page	13522 / 382
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	4 PROSPECT ST, BEVERLY, MA 01915-3524
Document Number	37024-428
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 PROSPECT ST BEVERLY MA 019153524, BEVERLY, MA 01915-3524

Mortgage

Document Number	37024-428
Date	Sep 20, 2018
Book Page	037024/000428
Instrument	180920530

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,221.00 (+7.48%)	$566,100 (+9.84%) Land $395,900 Building $170,200	$556,890
2024	$5,788.00 (+4.91%)	$515,400 (+5.18%) Land $345,200 Building $170,200
2023	$5,517.00	$490,000 Land $319,800 Building $170,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`R6`
Alternative APNs	`BEVE M:0020 B:0377 L` `4640`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,162 sqft Living Area
Gross Area	2,201 sqft Gross Area
Basement Area	717 sqft Basement
Unfinished Basement	717 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,117 sqft (0.049 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4640
Street Address	4 PROSPECT ST
City	BEVERLY
State	MA
Zip	01915-3524
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	377
Jurisdiction	BEVERLY MA
Minor Civil Division	BEVERLY
Census Blockgroup	5
Census Block	5020
Census Tract	217500