4 Prinz Cir, Saint Charles, MO 63303 Property Records

St. Charles County property record for 4 Prinz Cir, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,520 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2016)
Tax Bill	$6,279 (2025)
Deeds & Mortgages	Jul 2022 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T040800116`

Property Details

APN / Parcel Number

Primary APN	`T040800116`
Alternative APN	`3-0011-9436-02-0041.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T040800116
Old Parcel Number	T040800116
Street Address	4 PRINZ CIR
City	SAINT CHARLES
State	MO
Zip	63303-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LOT 2-41
Legal Range	04E
Legal Township	46N
Legal Section	00
Legal Subdivision	ENCLAVE AT MONTCLAIR
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1005
Census Tract	311001

Owner

4 Prinz Cir is owned and occupied by two individuals who bought it in May 2016.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Beneficiary Deed, Transfer
Jun 5, 2020	Deed of Trust, Mortgage FIRST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016 · Amount on File
Deed Sale	May 9, 2016 · Amount on File
Prior Sale	May 5, 2005 · Amount on File
Deed Document Number	0065352098
Deed Book / Page	6535 / 2098
Record Updated	Jun 8, 2026

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 14, 2022
Property Address	4 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Document Number	0000039032
Map Reference	MB 40 PG 237
Instrument Date	Jul 7, 2022
Instrument	2022R-039032
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4 PRINZ CIR, SAINT CHARLES, MO 63303-4204

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Document Number	0073201874
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	476 OLDE COURT RD ST CHARLES MO 633033898, ST CHARLES, MO 63303-3898

Mortgage

Document Number	0073201874
Date	Jun 15, 2020
Book Page	007320/001874
Instrument	404160

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4 Prinz Cir was $6,279.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,279.00	$109,391	$575,741 Land $75,000 Building $500,741
2023		$105,378
2022			$554,623 Land $55,000 Building $499,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Prinz Cir in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Prinz Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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