2 Prinz Cir, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2 Prinz Cir, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,094 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,141 (Apr 2005)
Tax Bill	$6,391 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T040800117`

Property Details

APN / Parcel Number

Primary APN	`T040800117`
Alternative APN	`3-0011-9436-02-0042.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,094 sqft Living Area
Gross Area	6,464 sqft
1st Floor Area	2,248 sqft
Basement Area	2,200 sqft
Finished Basement	550 sqft
Unfinished Basement	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T040800117
Street Address	2 PRINZ CIR
City	SAINT CHARLES
State	MO
Zip	63303-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTCLAIR LOT 2-42
Legal Subdivision	ENCLAVE AT MONTCLAIR
Legal Lot Number	42
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1005
Census Tract	311001

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Jun 5, 2020	Deed of Trust, Mortgage FIRST CMNTY CU
Nov 18, 2019	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2005 · Amount on Record
Deed Sale	Apr 21, 2005 · Amount on Record
Deed Document Number	2005351550
Deed Book / Page	4157 / 606
Last Transfer Date	Sep 17, 2018
Transfer Doc	0069781596
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Document Number	0000077099
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 PRINZ CIR ST CHARLES MO 633034204, ST CHARLES, MO 63303-4204

Mortgage

Document Number	0000077099
Date	Oct 13, 2020
Instrument	77099

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAINT LOUIS, MO 63127

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Document Number	0073201874
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	476 OLDE COURT RD ST CHARLES MO 633033898, ST CHARLES, MO 63303-3898

Mortgage

Document Number	0073201874
Date	Jun 15, 2020
Book Page	007320/001874
Instrument	404160

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 PRINZ CIR, SAINT CHARLES, MO 63303-4204
Document Number	0071872479
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 PRINZ CIR ST CHARLES MO 633034204, ST CHARLES, MO 63303-4204

Mortgage

Document Number	0071872479
Date	Nov 25, 2019
Book Page	007187/002479
Instrument	675200

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,280 (-)	$590,949 (-) Land $75,000 Building $515,949
2025		$112,280 (+3.79%)	$590,949 (+3.79%) Land $75,000 Building $515,949
2024	$6,391.00
2023		$108,179
2022			$569,362 Land $55,000 Building $514,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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