4 Pine Ridge Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 4 Pine Ridge Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,843 sqft · built 1971
Lot Size	0.288 acres (12,530 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Apr 2024)
Tax Bill	$5,488 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33A B:C44`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33A B:C44`
Alternative APN	`33AC44`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,843 sqft Living Area
Gross Area	4,560 sqft
1st Floor Area	1,588 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,530 sqft (0.288 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	33AC44
Street Address	4 PINE RIDGE DR
City	OXFORD
State	MA
Zip	01540-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	C44
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2017
Census Tract	753100

Owner

4 Pine Ridge Dr is owned and occupied by an individual who acquired it in February 2025.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 PINE RIDGE DR, OXFORD, MA 01540-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 2, 2024	Quit Claim Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 3, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Book / Page	70353 / 26
Last Transfer Date	Feb 12, 2025
Transfer Doc	071635-338
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	4 PINE RIDGE DR, OXFORD, MA 01540-1908
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065013-308
Date	Apr 26, 2021
Book Page	65013/308
Instrument	56694

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Apr 2, 2024
Property Address	4 PINE RIDGE DR, OXFORD, MA 01540-1908
Document Number	0070353-26
Book / Page	70353 / 26
Instrument Date	Apr 2, 2024
Instrument	23772
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 PINE RIDGE DR, OXFORD, MA 01540-1908

Mortgage

Document Number	0000023773
Date	Apr 2, 2024
Instrument	23773

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	4 PINE RIDGE DR, OXFORD, MA 01540-1908
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62682-214
Date	Jun 29, 2020
Book Page	62682/214
Instrument	68375

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2046

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Jun 3, 2021
Property Address	4 PINE RIDGE DR, OXFORD, MA 01540-1908
Document Number	65310-225
Book / Page	65310 / 225
Instrument Date	Jun 1, 2021
Instrument	76943
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 DARTMOOR WAY, YARMOUTH PORT, MA 02675-1002

Tax Assessment & Valuation

The 2026 property tax bill for 4 Pine Ridge Dr was $5,488, down 5.9% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,488.00 (-5.9%)	$448,700 (-2.52%) Land $75,000 Building $373,700	$523,542 (+9.91%)
2025	$5,832.00 (-9.4%)	$460,300 (-3.6%) Land $86,300 Building $374,000	$476,330
2024	$6,437.00 (-0.98%)	$477,500 (+0.19%) Land $80,100 Building $397,400
2023	$6,501.00	$476,600 Land $71,500 Building $405,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Pine Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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