1 Pine Ridge Dr, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 1 Pine Ridge Dr, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 875 sqft · built 1973
Lot Size	0.31 acres (13,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2025)
Tax Bill	$4,260 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:33A B:C11`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:33A B:C11`
Alternative APN	`33AC11`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	875 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	875 sqft
Basement Area	1,575 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,510 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	33AC11
Street Address	1 PINE RIDGE DR
City	OXFORD
State	MA
Zip	01540-1949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	PINE RDG ESTATES
Legal Block	C11
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2017
Census Tract	753100

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 PINE RIDGE DR, OXFORD, MA 01540-1949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 2, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP
Dec 2, 2022	Quit Claim Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	202585199
Deed Book / Page	72625 / 34
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	1 PINE RIDGE DR, OXFORD, MA 01540-1949
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067198-74
Date	Mar 1, 2022
Book Page	67198/74
Instrument	23788

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Oct 2, 2025
Property Address	1 PINE RIDGE DR, OXFORD, MA 01540-1949
Document Number	0072625-34
Book / Page	72625 / 34
Instrument Date	Oct 2, 2025
Instrument	85199
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 PINE RIDGE DR, OXFORD, MA 01540-1949

Mortgage

Document Number	0000085200
Date	Oct 2, 2025
Instrument	85200

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Dec 2, 2022
Property Address	1 PINE RIDGE DR, OXFORD, MA 01540-1949
Document Number	068558-301
Book / Page	68558 / 301
Instrument Date	Dec 2, 2022
Instrument	128189
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 PINE RIDGE DR, OXFORD, MA 01540-1949

Mortgage

Document Number	0000128190
Date	Dec 2, 2022
Instrument	128190

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,260.00 (-5.9%)	$348,300 (-2.52%) Land $75,700 Building $272,600	$391,297 (+4.97%)
2025	$4,527.00 (+7.22%)	$357,300 (+14.08%) Land $87,000 Building $270,300	$372,780
2024	$4,222.00 (+3.28%)	$313,200 (+4.5%) Land $80,800 Building $232,400
2023	$4,088.00	$299,700 Land $72,100 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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