Schenectady County and Rotterdam Town property record for 4 Phyllis Ct, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,364 sqft · built 1973 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2018) |
| Tax Bill | $5,138 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.16-4-50 |
| Primary APN | 422800 59.16-4-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 187 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4 PHYLLIS CT |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 4 |
| Legal Lot Number | 50.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.16-4-50
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 SYCAMORE ST, ALBANY, NY 12208-2713 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 17, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 201831303 |
| Deed Book / Page | 1991 / 522 |
| Prior Transfer Date | Sep 23, 2015 |
| Prior Transfer Doc | 1925000245 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 PHYLLIS CT, SCHENECTADY, NY 12303-2514 |
| Document Number | 0000018042 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 PHYLLIS CT SCHENECTADY NY 123032514, SCHENECTADY, NY 12303-2514 |
| Document Number | 0000018042 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 004998/000161 |
| Instrument | 18042 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 17, 2018 |
| Property Address | 4 PHYLLIS CT, SCHENECTADY, NY 12303-2514 |
| Document Number | 0000031303 |
| Book / Page | 001991 / 000522 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 31303 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 SYCAMORE ST ALBANY NY 122082713, ALBANY, NY 12208-2713 |
| Document Number | 31305 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 004850/000877 |
| Instrument | 31305 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,138.00 | $140,000 (-) Land $12,600 Building $127,400 | $215,400 (+16.94%) Land $19,386 Building $196,014 |
| 2023 | $140,000 Land $12,600 Building $127,400 | $184,200 Land $16,578 Building $167,622 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 372 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Greenlight Networks Holding, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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