1 Phyllis Ct, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1 Phyllis Ct, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1985
Square Footage	1,416 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$256,000 (2022)
Tax Bill	$6,423.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.16-4-41`
Alternative APN	`280005901600040410000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,416 sqft Living Area
1st Floor	1,416 sqft 1st Floor
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	14,810 sqft (0.34 acres)
Depth X Width	224 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	512 sqft Pool
Shed	1 Shed
Shed Area	100 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1 PHYLLIS CT
City	SCHENECTADY
State	NY
Zip	12303-2531
Property Usage	Other Property Usage
Type	Unknown
Legal Description	R,G,BF,OG,ADD,SP VALENTN MNR #3-81 PT82 5.-403-19
Legal Block	4
Legal Lot Number	41.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1014
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.16-4-41

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 PHYLLIS CT, SCHENECTADY, NY 12303-2531
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2022 · Amount on Record
Deed Sale	Jun 09, 2022 · Amount on Record
Prior Sale	May 02, 2008 · Amount on Record
Deed Doc Number	202230579
Deed Book / Page	2086 / 348
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 09, 2022
Property Address	1 PHYLLIS CT, SCHENECTADY, NY 12303-2531
Document Number	0000030579
Book / Page	2086 / 348
Instrument Date	Jun 06, 2022
Instrument	202230579
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PHYLLIS CT, SCHENECTADY, NY 12303-2531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PHYLLIS CT, SCHENECTADY, NY 12303-2531

Mortgage

Document Number	0000030580
Date	Jun 09, 2022
Instrument	202230580

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,423.00	$175,000 (-) Land $15,300 Building $159,700	$269,200 (+16.89%) Land $23,536 Building $245,664
2023		$175,000 Land $15,300 Building $159,700	$230,300 Land $20,135 Building $210,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.