Charleston County property record for 4 Percy St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,097 sqft · built 1895 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,311,042 (Apr 2022) |
| Tax Bill | $6,746 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-08-03-156 |
| Primary APN | 460-08-03-156 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,097 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| Upper Floors Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 106 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Street Address | 4 PERCY ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -4 PERCY DESCRIPTION -LT O-121 |
| Legal Subdivision | 4 PERCY |
| Legal Lot Number | O-121 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1000 |
4 Percy St is owned and occupied by an individual who bought it in April 2022.
Source: Charleston County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 PERCY ST, CHARLESTON, SC 29403-5312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit THE BANK OF SOUTH CAROLINA |
| Apr 27, 2022 | Deed, Transfer · Conventional Mortgage THE NORTHERN TRUST CO |
| Apr 20, 2021 | Deed, Transfer · Stand-Alone First Mortgage THE BANK OF SOUTH CAROLINA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Prior Sale | Apr 20, 2021 · Amount on File |
| Deed Book / Page | 1104 / 402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4 PERCY ST, CHARLESTON, SC 29403-5312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009920677 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 992/677 |
| Name | THE BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Apr 16, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 27, 2022 |
| Property Address | 4 PERCY ST, CHARLESTON, SC 29403-5312 |
| Document Number | 0011040402 |
| Book / Page | 1104 / 402 |
| Map Reference | MB C88 PG 338 |
| Instrument Date | Apr 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,409.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 PERCY ST, CHARLESTON, SC 29403-5312 |
| Document Number | 0001104403 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 1104/403 |
| Name | THE NORTHERN TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Max Rate | 8.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 20, 2021 |
| Property Address | 4 PERCY ST, CHARLESTON, SC 29403-5312 |
| Document Number | 0009820789 |
| Book / Page | 982 / 789 |
| Map Reference | MB C88 PG 338 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 668 CEDAR POINT DR, CHARLESTON, SC 29412-8982 |
| Investor | Possibly a Property Investor |
| Document Number | 0000982790 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 982/790 |
| Name | THE BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 16, 2026 |
The 2025 property tax bill for 4 Percy St was $6,746, up 1.9% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,746.00 (+1.89%) | $1,410,200 (+2,589.17%) Land $609,400 Building $800,800 | $1,410,200 Land $609,400 Building $800,800 |
| 2024 | $6,621.00 | $52,440 | |
| 2022 | $1,849.00 | $14,940 | $373,500 Land $370,000 Building $3,500 |
| 2020 | $1,311,000 Land $370,000 Building $941,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Percy St in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 2 condo units |
| Nearby Flood Claims | 5 (1989–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Percy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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