Charleston County property record for 3 Percy St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,689 sqft · built 1865 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,470,500 (Mar 2024) |
| Tax Bill | $7,022 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 460-08-03-154 |
| Primary APN | 460-08-03-154 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,689 sqft Living Area |
| 1st Floor Area | 887 sqft |
| Upper Floors Area | 802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 235 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Street Address | 3 PERCY ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -3 PERCY |
| Legal Subdivision | PERCY TRACT |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1000 |
3 Percy St is owned and occupied by an individual who bought it in March 2024.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Apr 9, 2026 | Deed of Trust · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY |
| Mar 5, 2026 | Deed, Transfer |
| Mar 14, 2024 | Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 29, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on File |
| Deed Sale | Mar 14, 2024 · Amount on File |
| Prior Sale | Feb 29, 2016 · Amount on File |
| Deed Book / Page | 1233 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 9, 2026 |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0013810174 |
| Book / Page | 1381 / 174 |
| Instrument Date | Apr 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 1381000174, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 1381/174 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 9, 2026 |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 1381000174 |
| Book / Page | 1381 / 174 |
| Instrument Date | Apr 7, 2026 |
| Record Updated | Apr 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 1381000174, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 1381/174 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 5, 2026 |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0013730560 |
| Book / Page | 1373 / 560 |
| Instrument Date | Mar 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 14, 2024 |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0012330133 |
| Book / Page | 1233 / 133 |
| Instrument Date | Mar 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,823.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0001233135 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 1233/135 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Mar 11, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 29, 2021 |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0010630584 |
| Book / Page | 1063 / 584 |
| Instrument Date | Dec 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0010630585 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 1063/585 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0953/0112 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST CHARLESTON SC 294035311, CHARLESTON, SC 29403-5311 |
| Document Number | 0953/0112 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 000953/000112 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 3 PERCY ST, CHARLESTON, SC 29403-5311 |
| Document Number | 0781/0482 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3 PERCY ST CHARLESTON SC 294035311, CHARLESTON, SC 29403-5311 |
| Document Number | 0781/0482 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 000781/000482 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401-3508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 5, 2026 |
The 2025 property tax bill for 3 Percy St was $7,022, down 25.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,022.00 (-25.72%) | $1,470,500 (+6,623.82%) Land $615,000 Building $855,500 | $1,470,500 Land $615,000 Building $855,500 |
| 2024 | $9,454.00 | $21,870 | |
| 2022 | $2,660.00 | $21,870 | $635,000 Land $367,900 Building $267,100 |
| 2020 | $635,000 Land $367,900 Building $267,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Percy St in Zone X, an area of moderate flood risk, though there have been 39 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 171 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 194 units insured incl. 23 condo units |
| Nearby Flood Claims | 39 (1983–2016) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Percy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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