4 Olive Grove Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Olive Grove Ln, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,021 sqft · built 2019
Lot Size	1.57 acres (68,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,900 (Nov 2020)
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:115 B:47 L:B`

Property Details

APN / Parcel Number

Primary APN	`WEST M:115 B:47 L:B`
Alternative APN	`7165126`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,021 sqft Living Area
Gross Area	4,455 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,768 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7165126
Street Address	4 OLIVE GROVE LN
City	WESTERLY
State	RI
Zip	02891-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	47
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2009
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 OLIVE GROVE LN, WESTERLY, RI 02891-6603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit BUILDERS FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jan 18, 2018 · Amount on Record
Deed Document Number	20205750
Deed Book / Page	2020 / 25050
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	2020-25731
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 19, 2020
Property Address	4 OLIVE GROVE LN, WESTERLY, RI 02891-6603
Document Number	2020-5731
Book / Page	002020 / 025731
Instrument Date	Nov 13, 2020
Instrument	5904
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OLIVE GROVE LN WESTERLY RI 028916603, WESTERLY, RI 02891-6603

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 16, 2020
Property Address	4 OLIVE GROVE LN, WESTERLY, RI 02891-6603
Document Number	2020-5050
Book / Page	002020 / 025050
Instrument Date	Nov 10, 2020
Instrument	5750
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OLIVE GROVE LN WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2020-5052
Date	Nov 16, 2020
Book Page	002020/025052
Instrument	5751

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 OLIVE GROVE LN, WESTERLY, RI 02891-6603
Document Number	2019-3451
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 BROAD ROCK RD WAKEFIELD RI 028791850, WAKEFIELD, RI 02879-1850

Mortgage

Document Number	2019-3451
Date	Aug 21, 2019
Book Page	002019/013451
Instrument	3445

Lender

Name	BUILDERS FIN'L SVCS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (-7.47%)	$705,200 (+25.19%) Land $214,900 Building $490,300	$810,584
2023	$5,419.00 (+0.63%)	$563,300 (-) Land $156,500 Building $406,800
2022	$5,385.00	$563,300 Land $156,500 Building $406,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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