3 Olive Grove Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Olive Grove Ln, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,356 sqft · built 2018
Lot Size	1.53 acres (67,026 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2020)
Tax Bill	$5,460 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:115 B:47 L:C`

Property Details

APN / Parcel Number

Primary APN	`WEST M:115 B:47 L:C`
Alternative APN	`4087579`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	4,112 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,026 sqft (1.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4087579
Street Address	3 OLIVE GROVE LN
City	WESTERLY
State	RI
Zip	02891-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	47
Legal Lot Number	C
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2009
Census Tract	50902

Owner

3 Olive Grove Ln is owned and occupied by an individual who bought it in October 2020.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 OLIVE GROVE LN, WESTERLY, RI 02891-6602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Nov 29, 2018	Deed of Trust, Mortgage OMEGA FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Deed Document Number	20204919
Deed Book / Page	2020 / 21583
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 13, 2020
Property Address	3 OLIVE GROVE LN, WESTERLY, RI 02891-6602
Document Number	2020-1583
Book / Page	002020 / 021583
Instrument Date	Oct 8, 2020
Instrument	4919
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OLIVE GROVE LN WESTERLY RI 028916602, WESTERLY, RI 02891-6602

Mortgage

Document Number	2020-1584
Date	Oct 13, 2020
Book Page	002020/021584
Instrument	4920

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 OLIVE GROVE LN, WESTERLY, RI 02891-6602
Document Number	2018-297
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 POST RD WESTERLY RI 028912633, WESTERLY, RI 02891-2633

Mortgage

Document Number	2018-297
Date	Nov 29, 2018
Book Page	002018/020297
Instrument	5047

Lender

Name	OMEGA FIN'L
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Olive Grove Ln was $5,460.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,460.00	$768,000 Land $214,500 Building $553,500	$863,654
2023	$5,831.00 (+0.64%)	$606,100 (-) Land $156,100 Building $450,000
2022	$5,794.00	$606,100 Land $156,100 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Olive Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Olive Grove Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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