Monmouth County and Middletown Township property record for 4 Ocean Ave, North Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,576 sqft · built 1998 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Dec 2003) |
| Tax Bill | $10,631 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32-00002-0000-00024 |
| Primary APN | 32-00002-0000-00024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| 1st Floor Area | 1,358 sqft |
| Upper Floors Area | 1,218 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 284 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 8425 |
|---|---|
| Street Address | 4 OCEAN AVE |
| City | NORTH MIDDLETOWN |
| State | NJ |
| Zip | 07748-5641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | INCL BLK 2 LOTS 24 & 35 |
| Legal Subdivision | IDEAL BEACH CO |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 800601 |
4 Ocean Ave is owned and occupied by two individuals who bought it in December 2003.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 OCEAN AVE, NORTH MIDDLETOWN, NJ 07748-5641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2003 · Amount on File |
| Deed Sale | Dec 23, 2003 · Amount on File |
| Deed Book / Page | 8311 / 1468 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4 Ocean Ave was $10,631, up 2.1% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705,200 (+7.06%) Land $302,500 Building $402,700 | $705,200 (+7.06%) Land $302,500 Building $402,700 | |
| 2025 | $10,631.00 (+2.1%) | $658,700 Land $272,500 Building $386,200 | $658,700 Land $272,500 Building $386,200 |
| 2024 | $10,412.00 | ||
| 2023 | $574,300 Land $199,600 Building $374,700 | $574,300 Land $199,600 Building $374,700 | |
| 2022 | $9,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 187 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 30 (1988–2025) |
| Claims Outside the SFHA | 16 of 30 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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