21 Ocean Ave, North Middletown (Middletown), NJ 07748 Property Records

Monmouth County and Middletown Township property record for 21 Ocean Ave, North Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,261 sqft · built 1928
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on File
Last Sale$36,333 (Dec 1996)
Tax Bill$5,864 (2025)
Flood ZoneZone AE (high risk)
APN32-00003-0000-00016

Property Details

APN / Parcel Number

Primary APN32-00003-0000-00016
Alternative APNs
  • 320000300016
  • 531

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,261 sqft Living Area
1st Floor Area724 sqft
Upper Floors Area336 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number531
Street Address21 OCEAN AVE
CityMONMOUTH BEACH
StateNJ
Zip07750-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1
Legal DescriptionINCL BLK 3 LOTS 16 - 20
Legal Block3
Legal Lot Number16
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group4
Census Block4005
Census Tract800601

Owner

21 Ocean Ave is owned by two individuals who bought it in December 1996.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address69 NATHAN BLVD, PARLIN, NJ 08859-2191
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 1996 · Amount on File
Deed SaleDec 17, 1996 · Amount on File
Deed Book / Page5557 / 799
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 21 Ocean Ave was $5,864, up 2.1% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,200 (+12.91%) Land $267,500 Building $142,700$410,200 (+12.91%) Land $267,500 Building $142,700
2025$5,864.00 (+2.07%)$363,300 Land $225,000 Building $138,300$363,300 Land $225,000 Building $138,300
2024$5,745.00
2023$253,300 Land $155,000 Building $98,300$253,300 Land $155,000 Building $98,300
2022$3,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 187 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies187 in force
Nearby Flood Claims30 (1988–2025)
Claims Outside the SFHA16 of 30
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 20 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Ocean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

Nearby Properties on Ocean Ave

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