4 Oakridge Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 4 Oakridge Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,683 sqft · built 1983
Lot Size	0.237 acres (10,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Apr 2019)
Tax Bill	$7,154 (2026)
Deeds & Mortgages	Jul 2021 Refinance Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-G B:0005 L:0043`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-G B:0005 L:0043`
Alternative APNs	`M:009=G B:0005 L:0043` `7719028`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,188 sqft
Basement Area	1,100 sqft
Unfinished Basement	605 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,341 sqft (0.237 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	7719028
Street Address	4 OAKRIDGE DR
City	SAUGUS
State	MA
Zip	01906-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	FOREST HLNDS
Legal Block	5
Legal Lot Number	43
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2010
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 OAKRIDGE DR, SAUGUS, MA 01906-1468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRIUMPH MORTGAGE
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Apr 29, 2019	Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Apr 18, 1996 · Amount on Record
Deed Document Number	201920190429001940
Deed Book / Page	37470 / 282
Last Transfer Date	Jun 11, 2024
Transfer Doc	042171-412
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	4 OAKRIDGE DR, SAUGUS, MA 01906-1468
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040047-225
Date	Jul 1, 2021
Book Page	40047/225
Instrument	20210701005450

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	4 OAKRIDGE DR, SAUGUS, MA 01906-1468
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040595-142
Date	Dec 21, 2021
Book Page	40595/142
Instrument	20211221001830

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	4 OAKRIDGE DR, SAUGUS, MA 01906-1468
Document Number	37971-312
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 OAKRIDGE DR SAUGUS MA 019061468, SAUGUS, MA 01906-1468

Mortgage

Document Number	37971-312
Date	Oct 28, 2019
Book Page	037971/000312
Instrument	1028001200

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 29, 2019
Property Address	4 OAKRIDGE DR, SAUGUS, MA 01906-1468
Document Number	37470-282
Book / Page	037470 / 000282
Instrument Date	Apr 29, 2019
Instrument	1904291940
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,074.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 OAKRIDGE DR SAUGUS MA 019061468, SAUGUS, MA 01906-1468

Mortgage

Document Number	37470-285
Date	Apr 29, 2019
Book Page	037470/000285
Instrument	1904291950

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,154.00 (+4.7%)	$686,600 (+7.31%) Land $373,300 Building $313,300	$674,073 (+8.96%)
2025	$6,833.00 (+3.3%)	$639,800 (+3.01%) Land $339,000 Building $300,800	$618,640
2024	$6,615.00 (+1.57%)	$621,100 (+7.38%) Land $326,100 Building $295,000
2023	$6,513.00	$578,400 Land $296,100 Building $282,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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