14 Oakridge Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Oakridge Dr, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 3,058 sqft · built 1983
Lot Size	0.677 acres (29,494 sqft)
Owner	2 Trust Names on File
Last Sale	$1,000,000 (Jul 2022)
Tax Bill	$9,950 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-G B:0005 L:0048`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-G B:0005 L:0048`
Alternative APNs	`M:009=G B:0005 L:0048` `3745000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,058 sqft Living Area
Gross Area	3,948 sqft
1st Floor Area	1,820 sqft
Basement Area	1,768 sqft
Unfinished Basement	530 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,494 sqft (0.677 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	3745000
Street Address	14 OAKRIDGE DR
City	SAUGUS
State	MA
Zip	01906-1468
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	5
Legal Lot Number	48
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2010
Census Tract	208302

Owner

14 Oakridge Dr, a duplex, is owner-occupied and held in a trust since December 2024.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 OAKRIDGE DR, SAUGUS, MA 01906-1468
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 25, 2022	Quit Claim Deed, Transfer
Aug 6, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Aug 6, 2018 · Amount on File
Deed Book / Page	41087 / 208
Last Transfer Date	Dec 9, 2024
Transfer Doc	042580-288
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 OAKRIDGE DR, SAUGUS, MA 01906-1468
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040002-54
Date	Jun 21, 2021
Book Page	40002/54
Instrument	20210621005630

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 25, 2022
Property Address	14 OAKRIDGE DR, SAUGUS, MA 01906-1468
Document Number	041087-208
Book / Page	41087 / 208
Instrument Date	Jul 20, 2022
Instrument	20220725004080
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAKRIDGE DR, SAUGUS, MA 01906-1468

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 6, 2018
Property Address	14 OAKRIDGE DR, SAUGUS, MA 01906-1468
Document Number	36919-289
Book / Page	36919 / 289
Instrument	180806003350
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 OAKRIDGE DR, SAUGUS, MA 01906-1468

Mortgage

Document Number	369190291
Date	Aug 6, 2018
Instrument	36919/0291

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14 Oakridge Dr was $9,950, up 2.1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,950.00 (+2.12%)	$954,900 (+4.67%) Land $373,500 Building $576,500	$889,550
2025	$9,743.00 (+3.09%)	$912,300 (+2.81%) Land $339,500 Building $572,800
2024	$9,451.00 (+26.64%)	$887,400 (+33.89%) Land $326,600 Building $560,800
2023	$7,463.00	$662,800 Land $296,900 Building $365,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Oakridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Oakridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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