4 Oakley Way, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 4 Oakley Way, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,600 sqft · built 1953
Lot Size0.234 acres (10,193 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2018)
Tax Bill$18,264 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-01207-0000-00015

Property Details

APN / Parcel Number

Primary APN14-01207-0000-00015
Alternative APNs
  • 1400189B00015
  • 140120700015

Interior

Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleColonial
Lot Area10,193 sqft (0.234 acres)

Location & Zoning

Old Parcel Number1400189B00015
Street Address4 OAKLEY WAY
CityWAYNE
StateNJ
Zip07470-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMACDONALD ACRES SEC #2
Legal Block1207
Legal Lot Number15
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2004
Census Tract246104

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 OAKLEY WAY, WAYNE, NJ 07470-3015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jun 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 12, 2018Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2018 · Amount on Record
Deed SaleApr 12, 2018 · Amount on Record
Deed Document Number201816706
Deed Book / Page3286 / 28
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address4 OAKLEY WAY, WAYNE, NJ 07470-3015
Document Number0000020496
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 OAKLEY WAY WAYNE NJ 074703015, WAYNE, NJ 07470-3015

Mortgage

Document Number0000020496
DateMay 6, 2020
Instrument20496
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term720 Months
DueMay 5, 2080

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address4 OAKLEY WAY, WAYNE, NJ 07470-3015
Document Number0000024665
Instrument DateJun 1, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 OAKLEY WAY WAYNE NJ 074703015, WAYNE, NJ 07470-3015

Mortgage

Document Number0000024665
DateJun 10, 2019
Book Page015552/000094
Instrument24665
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2049

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateApr 12, 2018
Property Address4 OAKLEY WAY, WAYNE, NJ 07470-3015
Document Number0000016706
Book / PageD3286 / 0028
Instrument DateMar 29, 2018
Instrument2018016706
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86 CHEYENNE WAY, 86, WAYNE, NJ 07470-4905

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 OAKLEY WAY, WAYNE, NJ 07470-3015

Mortgage

Document Number0000016707
DateApr 12, 2018
Instrument2018016707
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,500 (-) Land $103,700 Building $200,800$304,500 (-) Land $103,700 Building $200,800
2025$18,264.00 (+0.88%)$304,500 (-) Land $103,700 Building $200,800$304,500 (-) Land $103,700 Building $200,800
2024$18,105.00 (+5.16%)
2023$304,500 Land $103,700 Building $200,800$304,500 Land $103,700 Building $200,800
2022$17,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2021–2023)
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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