Passaic County and Wayne Township property record for 18 Oakley Way, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,602 sqft · built 1953 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Nov 2019) |
| Tax Bill | $10,868 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01207-0000-00011 |
| Primary APN | 14-01207-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,602 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Lot Area | 9,365 sqft (0.215 acres) |
| Old Parcel Number | 1400189B00011 |
|---|---|
| Street Address | 18 OAKLEY WAY |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | MACDONALD ACRES SEC 02 |
| Legal Block | 1207 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 246104 |
18 Oakley Way is owned and occupied by an individual who bought it in November 2019.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 OAKLEY WAY, WAYNE, NJ 07470-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Nov 12, 2019 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Jun 12, 2008 · Amount on File |
| Deed Document Number | 201951508 |
| Deed Book / Page | 3690 / 20 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 OAKLEY WAY, WAYNE, NJ 07470-3015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18 OAKIDY WAY, WAYNE, NJ |
| Document Number | 0000067628 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | M17547/184 |
| Instrument | 2021067628 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 OAKLEY WAY, WAYNE, NJ 07470-3015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRIMETIME TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000067042 |
|---|---|
| Date | Dec 24, 2020 |
| Book Page | M16688/288 |
| Instrument | 2020067042 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 12, 2019 |
| Property Address | 18 OAKLEY WAY, WAYNE, NJ 07470-3015 |
| Document Number | 0000051508 |
| Book / Page | D3690 / 0020 |
| Map Reference | MAP 1288 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 2019051508 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | ANTHONY WAYNE TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 OAKLEY WAY, 18, WAYNE, NJ 07470-3015 |
| Name | Verified Name |
|---|---|
| Address | 18 OAKLEY WAY, WAYNE, NJ 07470-3015 |
| Document Number | 0000051509 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | M15817/0227 |
| Instrument | 2019051509 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 18 Oakley Way was $10,868, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,200 (-) Land $102,200 Building $79,000 | $181,200 (-) Land $102,200 Building $79,000 | |
| 2025 | $10,868.00 (+0.87%) | $181,200 Land $102,200 Building $79,000 | $181,200 Land $102,200 Building $79,000 |
| 2024 | $10,774.00 | ||
| 2023 | $181,200 Land $102,200 Building $79,000 | $181,200 Land $102,200 Building $79,000 | |
| 2022 | $10,245.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18 Oakley Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2021–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Oakley Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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