4 Oak View Cir E, Palm Coast, FL 32137 Property Records

Flagler County property record for 4 Oak View Cir E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,650 sqft · built 2021
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Apr 2022)
Tax Bill	$11,334 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`04-11-31-3503-00000-0240`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3503-00000-0240`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,650 sqft Living Area
1st Floor Area	3,650 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	13,199 sqft (0.303 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 OAK VIEW CIR E
City	PALM COAST
State	FL
Zip	32137-3391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OCEAN HAMMOCK PARCEL B-3 LOT 24 OR 721 PG 644 OR 870 PG 1444 OR 939 PG 135 OR 2054/150 OR 2333/431
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OCEAN HAMMOCK
Legal Block	3
Legal Lot Number	24
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2013
Census Tract	60106

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Feb 1, 2019	Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	202217060
Deed Book / Page	2673 / 1158
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 1, 2022
Property Address	4 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number	0026731158
Book / Page	2673 / 1158
Map Reference	MB 31 PG 97-99
Instrument Date	Mar 29, 2022
Instrument	2022017060
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5070 N OCEAN SHORE BLVD, PALM COAST, FL 32137-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK VIEW CIR E, PALM COAST, FL 32137-3391

Mortgage

Document Number	0026731160
Date	Apr 1, 2022
Instrument	2673/1160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	4 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023900670
Date	Oct 10, 2019
Book Page	2390/0670
Instrument	2019037685

Lender

Name	AMERIS BANK
Type	Bank
Address	PALM COAST, FL 32164

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 5, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 1, 2019
Property Address	4 OAK VIEW CIR E, PALM COAST, FL 32137-3391
Document Number	0023330431
Book / Page	002333 / 000431
Instrument Date	Jan 30, 2019
Instrument	3646
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$829.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5070 N OCEAN SHORE BLVD PALM COAST FL 321373303, PALM COAST, FL 32137-3303

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,334.00 (-2.12%) Homeowner's exemption	$845,661 (+5.99%)	$1,057,721 (-3.51%) Land $244,000 Building $813,721
2024	$11,580.00 (+2.06%)
2023	$11,346.00 (-24.87%) Homeowner's exemption	$797,891 (-22.07%)	$1,096,190 (+7.06%) Land $213,500 Building $882,690
2022	$15,101.00	$1,023,897 Land $187,000 Building $836,897	$1,023,897 Land $187,000 Building $836,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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