3 Oak View Cir E, Palm Coast, FL 32137 Property Records

Flagler County property record for 3 Oak View Cir E, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,546 sqft · built 2006
Lot Size	0.518 acres (22,564 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Dec 2017)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-11-31-3503-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`04-11-31-3503-00000-0040`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,546 sqft Living Area
Gross Area	4,978 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,564 sqft (0.518 acres)
Driveway	Brick Driveway
Driveway Area	1,383 sqft
Pool Area	684 sqft
Deck Area	926 sqft
Patio Area	926 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 OAK VIEW CIR E
City	PALM COAST
State	FL
Zip	32137-3392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OCEAN HAMMOCK PARCEL B-3 LOT 4 OR 713 PG 1609 OR 1085 PG 588 OR 1575/1586 OR 2245/1925
Legal Range	31E
Legal Township	11S
Legal Section	04
Legal Subdivision	OCEAN HAMMOCK
Legal Block	3
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2002
Census Tract	60106

Owner

3 Oak View Cir E is owned and occupied by two individuals who bought it in December 2017.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3 OAK VIEW CIR E, PALM COAST, FL 32137-3392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Prior Sale	May 17, 2007 · Amount on File
Deed Document Number	201742830
Deed Book / Page	2245 / 1925
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	0022451925
Record Updated	Oct 29, 2026

December 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 7, 2017
Property Address	3 OAK VIEW CIR E, PALM COAST, FL 32137-3392
Document Number	0022451925
Book / Page	2245 / 1925
Map Reference	MB31 PG97-99
Instrument Date	Nov 28, 2017
Instrument	2017042830
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	COVERNANT CLOSING & TITLE SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,915.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 OLD HAWTHORNE DR E, 505, COLUMBIA, MO 65201-9837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAK VIEW CIR E, PALM COAST, FL 32137-3392

Mortgage

Document Number	, 2017042831
Date	Dec 7, 2017
Instrument	2017042831

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 Oak View Cir E was $3,973 with exemptions applied, down 61.4% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (-61.37%) Homeowner's exemption Veteran's exemption	$751,266	$990,897 Land $185,850 Building $805,047
2024	$10,284.00 (+2.07%)
2023	$10,075.00 (+4.1%) Homeowner's exemption	$708,828 (+3%)	$1,083,678 (+9.34%) Land $203,175 Building $880,503
2022	$9,678.00 Homeowner's exemption	$688,182	$991,124 Land $150,150 Building $840,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Oak View Cir E in Zone X, an area of moderate flood risk, though there have been 148 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 290 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,079 units insured incl. 789 condo units
Nearby Flood Claims	148 (1992–2022)
Claims Outside the SFHA	60 of 148
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Oct 2022 · 8 claims Hurricane Irma, Oct 2017 · 17 claims Hurricane Matthew, Oct 2016 · 111 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Oak View Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNES COMMUNITY DEVELOPMENT DISTRICT private · serves 5,054 people · EPA ID FL2184259
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20