4 Oak Tree Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 4 Oak Tree Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 1975
Lot Size	0.274 acres (11,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2003)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`416270A012`

Property Details

APN / Parcel Number

Primary APN	`416270A012`
Alternative APN	`2-0061-5090-00-0513.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,918 sqft (0.274 acres)
Lot Dimensions	118 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	416270A012
Street Address	4 OAK TREE DR
City	SAINT PETERS
State	MO
Zip	63376-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OAKRIDGE EST #2 LOT 513
Legal Subdivision	OAKRIDGE EST #2
Legal Lot Number	513
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1009
Census Tract	311721

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 OAK TREE DR, SAINT PETERS, MO 63376-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage MISSOURI VALLEY FCU
May 12, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2003 · Amount on Record
Deed Sale	Jul 10, 2003 · Amount on Record
Deed Document Number	200397891
Deed Book / Page	3509 / 654
Prior Transfer Date	Nov 21, 2002
Prior Transfer Doc	0000122747
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 OAK TREE DR, SAINT PETERS, MO 63376-3707
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK TREE DR, SAINT PETERS, MO 63376-3707

Mortgage

Document Number	2021R057858
Date	Jul 9, 2021
Instrument	2021R-057858

Lender

Name	MISSOURI VALLEY FCU
Type	Credit Union
Address	SAINT PETERS, MO 63376

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MORGAN MO
Recording Date	May 12, 2021
Property Address	4 OAK TREE DR, SAINT PETERS, MO 63376-3707
Document Number	0202103139
Map Reference	MB 1958 PG 34
Instrument Date	May 12, 2021
Instrument	202103139
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30975 ISLAND PT, ROCKY MOUNT, MO 65072-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK TREE DR, SAINT PETERS, MO 63376-3707

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,176 (-)	$311,451 (-) Building $311,451
2025	$3,644.00	$59,176 (+9.95%)	$311,451 (+9.95%)
2023		$53,820
2022			$283,264 Land $45,000 Building $238,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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