2 Oak Tree Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 2 Oak Tree Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,666 sqft · built 1977
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Nov 2018)
Tax Bill	$3,555 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`416270A011`

Property Details

APN / Parcel Number

Primary APN	`416270A011`
Alternative APN	`2-0061-5090-00-0512.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	1,666 sqft
Basement Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	84 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Patio Area	686 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	416270A011
Street Address	2 OAK TREE DR
City	SAINT PETERS
State	MO
Zip	63376-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OAKRIDGE EST #2 LOT 512
Legal Subdivision	OAKRIDGE EST #2
Legal Lot Number	512
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1009
Census Tract	311721

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 OAK TREE DR, SAINT PETERS, MO 63376-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 20, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 20, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	2018655950
Deed Book / Page	7005 / 987
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0070050985
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 OAK TREE DR, SAINT PETERS, MO 63376-3707
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK TREE DR, SAINT PETERS, MO 63376-3707

Mortgage

Document Number	0000007331
Date	Feb 27, 2024
Instrument	2024R-007331

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ALPAUGH, CA 93201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 OAK TREE DR, SAINT PETERS, MO 63376-3707
Document Number	0072210702
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OAK TREE DR ST PETERS MO 63376, ST PETERS, MO 63376

Mortgage

Document Number	0072210702
Date	Jan 27, 2020
Book Page	007221/000702
Instrument	50980

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 20, 2018
Property Address	2 OAK TREE DR, SAINT PETERS, MO 63376-3707
Document Number	0070050987
Book / Page	007005 / 000987
Instrument Date	Nov 15, 2018
Instrument	655950
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK TREE DR ST PETERS MO 633763707, ST PETERS, MO 63376-3707

Mortgage

Document Number	70050989
Date	Nov 20, 2018
Book Page	007005/000989
Instrument	655960

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 20, 2018
Property Address	2 OAK TREE DR, SAINT PETERS, MO 63376-3707
Document Number	0070050985
Book / Page	007005 / 000985
Instrument Date	Nov 15, 2018
Instrument	655940
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK TREE DR ST PETERS MO 633763707, ST PETERS, MO 63376-3707

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,726 (-)	$303,824 (-) Land $60,000 Building $243,824
2025	$3,555.00 (+5.74%)	$57,726 (+8.82%)	$303,824 (+8.82%) Land $60,000 Building $243,824
2024	$3,362.00
2023		$53,046
2022			$279,188 Land $45,000 Building $234,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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