4 Oak St, Derby, CT 06418 Property Records

Derby City property record for 4 Oak St, Derby, CT 06418

Property Summary

Property Type	Triplex
Details	7 bd · 3.5 ba · 2,800 sqft · built 1988
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Sep 2026)
Tax Bill	$14,770 (2026)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:2 L:39A`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:2 L:39A`
Alternative APNs	`002418` `8242` `2418`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2418
Street Address	4 OAK ST
City	DERBY
State	CT
Zip	06418-1769
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CR
Legal Block	2
Legal Lot Number	39A
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4007
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 OAK ST, DERBY, CT 06418-1769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE
Aug 30, 2021	Deed, Transfer
May 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Feb 3, 1997 · Amount on Record
Deed Document Number	20261115
Deed Book / Page	978 / 217
Prior Transfer Date	Apr 12, 2021
Prior Transfer Doc	1513-293
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 23, 2026
Property Address	4 OAK ST, DERBY, CT 06418-1769
Document Number	0000001115
Book / Page	978 / 217
Instrument Date	Sep 21, 2026
Instrument	20261115
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ST, DERBY, CT 06418-1769

Mortgage

Date	Sep 23, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DERBY CT
Recording Date	Aug 30, 2021
Property Address	4 OAK ST, DERBY, CT 06418-1769
Document Number	858-326
Book / Page	858 / 326
Instrument Date	Aug 1, 2021
Instrument	1706
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ST, DERBY, CT 06418-1769

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	May 26, 2021
Property Address	4 OAK ST, DERBY, CT 06418-1769
Document Number	1513-293
Book / Page	1513 / 293
Instrument Date	Apr 12, 2021
Instrument	1033
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OAK ST, DERBY, CT 06418-1769

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,770.00 (+120.12%)	$384,230 (+147.36%) Land $23,800 Building $360,430
2025	$6,710.00	$155,330 (-) Land $21,030 Building $134,300	$221,900 Land $30,043 Building $191,857
2024	$6,710.00 (+11.91%)
2023	$5,996.00 (+0.72%)	$155,330 (+0.73%) Land $21,000 Building $134,330
2022	$5,953.00	$154,210 Land $21,000 Building $133,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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