33 Oak St, Derby, CT 06418 Property Records

Derby City property record for 33 Oak St, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,264 sqft · built 1850
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jan 2026)
Tax Bill	$6,124 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:9 B:2 L:3`

Property Details

APN / Parcel Number

Primary APN	`DERB M:9 B:2 L:3`
Alternative APNs	`000689` `6596` `689`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,264 sqft Living Area
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	689
Street Address	33 OAK ST
City	DERBY
State	CT
Zip	06418-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Block	2
Legal Lot Number	3
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4007
Census Tract	120200

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 OAK ST, DERBY, CT 06418-1721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Apr 23, 2015 · Amount on Record
Deed Document Number	202677
Deed Book / Page	963 / 155
Transfer Doc	708-134
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jan 21, 2026
Property Address	33 OAK ST, DERBY, CT 06418-1721
Document Number	000963-155
Book / Page	963 / 155
Instrument Date	Jan 16, 2026
Instrument	77
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000078
Date	Jan 21, 2026
Instrument	78

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	000963-175
Date	Jan 21, 2026
Book Page	963/175
Instrument	79

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,124.00 (+83.24%)	$159,320 (+105.97%) Land $22,960 Building $136,360	$277,731 (+412.94%)
2025	$3,342.00	$77,350 (-) Land $19,350 Building $58,000	$54,145 Land $13,545 Building $40,600
2024	$3,342.00 (+11.92%)
2023	$2,986.00	$77,350 (-) Land $19,390 Building $57,960
2022	$2,986.00	$77,350 Land $19,390 Building $57,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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