Essex County and Danvers Town property record for 4 Oak St, #1, Danvers, MA 01923
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 1.5 ba · 1,944 sqft · built 1929 |
| Lot Size | 0.179 acres (7,832 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $365,000 (Sep 2015) |
| Tax Bill | $5,287 (2025) |
| Deeds & Mortgages | May 2020 Refinance Mar 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:043 L:124 P:001 |
| Primary APN | DANV M:043 L:124 P:001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,957 sqft |
| Basement Area | 767 sqft |
| Unfinished Basement | 767 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,832 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 OAK ST, 1 |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-2912 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Lot Number | 124 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 211202 |
4 Oak St, #1 is owner-occupied and held in a trust since September 2015.
Source: Essex County and Danvers Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4 OAK ST, 1, DANVERS, MA 01923-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Mar 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on File |
| Deed Sale | Sep 30, 2015 · Amount on File |
| Prior Sale | Jul 11, 2011 · Amount on File |
| Deed Book / Page | 34412 / 410 |
| Transfer Doc | 034412-410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 4 OAK ST # 1, 1, DANVERS, MA 01923-2912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38529-564 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 38529/564 |
| Instrument | 20200519001900 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 4 OAK ST # 1, 1, DANVERS, MA 01923-2912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37382-258 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 37382/258 |
| Instrument | 20190315000880 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 4 OAK ST # 1, 1, DANVERS, MA 01923-2912 |
| Document Number | 36405-462 |
| Book / Page | 036405 / 000462 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36405-462 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 036405/000462 |
| Instrument | 1712150010 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Oak St, #1 was $5,287, up 4.4% from the year before.
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,287.00 (+4.36%) | $481,100 (+5.5%) Building $481,100 | $601,635 |
| 2024 | $5,066.00 (+4.69%) | $456,000 (+10.73%) Building $456,000 | |
| 2023 | $4,839.00 | $411,800 Building $411,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Oak St, #1 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 individual policies |
| Nearby Flood Policies | 52 units insured incl. 36 condo units |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4 Oak St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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