Essex County and Danvers Town property record for 12 Oak St, Danvers, MA 01923
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,502 sqft · built 1900 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,327 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Feb 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:043 L:120 P |
| Primary APN | DANV M:043 L:120 P |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,502 sqft Living Area |
| Gross Area | 3,904 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,201 sqft (0.119 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 OAK ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-2912 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Lot Number | 120 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 211202 |
Source: Essex County and Danvers Town assessment roll, APN DANV M:043 L:120 P, as of April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 OAK ST, DANVERS, MA 01923-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Feb 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 12 OAK ST, DANVERS, MA 01923-2912 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041087-384 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 41087/384 |
| Instrument | 20220726000080 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 12 OAK ST, DANVERS, MA 01923-2912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38269-15 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 38269/15 |
| Instrument | 20200218003220 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Essex County and Danvers Town assessment roll as of April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,327.00 (+5.53%) | $666,700 (+6.69%) Land $327,100 Building $339,600 |
| 2024 | $6,943.00 (+0.07%) | $624,900 (+5.83%) Land $315,800 Building $309,100 |
| 2023 | $6,938.00 | $590,500 Land $285,400 Building $305,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092112022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 individual policies |
| Nearby Flood Policies | 52 units insured incl. 36 condo units |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 555 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system MA3071000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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