4 North Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 4 North Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,336 sqft · built 1972
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jan 2022)
Tax Bill	$6,527 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:8 B:166 L:85`

Property Details

APN / Parcel Number

Primary APN	`M:8 B:166 L:85`
Alternative APN	`MONT M:8 B:1 L:85`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,336 sqft Living Area
Gross Area	6,528 sqft
Basement Area	2,112 sqft
Unfinished Basement	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,214 sqft (3.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 NORTH RD
City	MONTGOMERY
State	MA
Zip	01085-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	85
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 NORTH RD, MONTGOMERY, MA 01085-9536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Aug 30, 2017	Quit Claim Deed, Transfer · ARM AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Aug 13, 2015 · Amount on Record
Deed Book / Page	24359 / 496
Prior Transfer Date	Jan 14, 2022
Prior Transfer Doc	024359-496
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jan 18, 2022
Property Address	4 NORTH RD, MONTGOMERY, MA 01085-9536
Document Number	024359-496
Book / Page	24359 / 496
Instrument Date	Jan 14, 2022
Instrument	3319
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 MIDDLEFIELD RD, CHESTER, MA 01011-9667

Mortgage

Document Number	0000003320
Date	Jan 18, 2022
Instrument	3320

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Aug 30, 2017
Property Address	4 NORTH RD, MONTGOMERY, MA 01085-9536
Document Number	21835-306
Book / Page	21835 / 306
Instrument	50637
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$44.27
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 NORTH RD, MONTGOMERY, MA 01085-9536

Mortgage

Document Number	21835-309
Date	Aug 30, 2017
Book Page	21835/309
Instrument	50638

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,527.00 (+29.66%)	$575,600 (+69.79%) Land $89,400 Building $486,200	$486,590 (+5.54%)
2024			$461,035
2023	$5,034.00	$339,000 Land $82,100 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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