Monmouth County and Colts Neck Township property record for 4 Nicholson Key, Colts Neck, NJ 07722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,114 sqft · built 1994 |
| Lot Size | 0.375 acres (16,347 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Sep 2020) |
| Tax Bill | $11,141 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00041-02-00055 |
| Primary APN | 10-00041-02-00055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Basement Area | 1,093 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,347 sqft (0.375 acres) |
| Deck Area | Deck Area |
| Old Parcel Number | 1000041200055 |
|---|---|
| Street Address | 4 NICHOLSON KY |
| City | COLTS NECK |
| State | NJ |
| Zip | 07722-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF0 |
| Legal Description | GRANDE UNIT 105 |
| Legal Subdivision | GRANDE/COLTS NECK |
| Legal Block | 41.2 |
| Legal Lot Number | 55 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | COLTS NECK |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 809902 |
Source: Monmouth County and Colts Neck Township records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2020 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Jan 27, 2010 · Amount on Record |
| Deed Document Number | 2020112160 |
| Deed Book / Page | 9445 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096436466 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 9643/6466 |
| Instrument | 2023031120 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0095086461 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 9508/6461 |
| Instrument | 2021073767 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 30, 2020 |
| Property Address | 4 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Document Number | 0000112160 |
| Book / Page | 009445 / 000508 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 112160 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 NICHOLSON KY #105 COLTS NECK NJ 077221769, 105, COLTS NECK, NJ 07722-1769 |
| Document Number | 112161 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 009445/000520 |
| Instrument | 112161 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2050 |
Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Colts Neck Township |
| Elementary School District | Colts Neck Township School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841,400 (+5.28%) Land $489,400 Building $352,000 | $841,400 (+5.28%) Land $489,400 Building $352,000 | |
| 2025 | $11,141.00 (+3.64%) | $799,200 (+19.77%) Land $464,400 Building $334,800 | $799,200 (+19.77%) Land $464,400 Building $334,800 |
| 2024 | $10,750.00 (+18.86%) | ||
| 2023 | $667,300 Land $377,000 Building $290,300 | $667,300 Land $377,000 Building $290,300 | |
| 2022 | $9,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2002–2011) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY COLTS NECK private · serves 780 people · EPA ID NJ1309002 |
|---|---|
| Water Source | Purchased surface water from FREEHOLD TWP WATER DEPT |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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