Monmouth County and Colts Neck Township property record for 16 Nicholson Key, Colts Neck, NJ 07722
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,029 sqft · built 1993 |
| Lot Size | 0.142 acres (6,188 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,975 (Mar 1995) |
| Tax Bill | $11,353 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00041-02-00061 |
| Primary APN | 10-00041-02-00061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 883 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,188 sqft (0.142 acres) |
| Deck Area | Deck Area |
| Old Parcel Number | 1000041200061 |
|---|---|
| Street Address | 16 NICHOLSON KY |
| City | COLTS NECK |
| State | NJ |
| Zip | 07722-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF0 |
| Legal Description | GRANDE AT COLTS NECK UNIT 111 |
| Legal Subdivision | GRANDE/COLTS NECK SEC 10 |
| Legal Block | 41.2 |
| Legal Lot Number | 61 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | COLTS NECK |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 809902 |
16 Nicholson Key is owned and occupied by two individuals who bought it in March 1995.
Source: Monmouth County and Colts Neck Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 1995 · Amount on File |
| Deed Sale | Mar 16, 1995 · Amount on File |
| Deed Book / Page | 5394 / 902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095893664 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 9589/3664 |
| Instrument | 2022040015 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 NICHOLSON KY, COLTS NECK, NJ 07722-1769 |
| Document Number | 0000098042 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 NICHOLSON KY COLTS NECK NJ 077221769, COLTS NECK, NJ 07722-1769 |
| Document Number | 0000098042 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 009437/006676 |
| Instrument | 98042 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 31, 2040 |
The 2025 property tax bill for 16 Nicholson Key was $11,353, up 3.2% from the year before.
Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Colts Neck Township |
| Elementary School District | Colts Neck Township School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,500 (+5.29%) Land $488,500 Building $369,000 | $857,500 (+5.29%) Land $488,500 Building $369,000 | |
| 2025 | $11,353.00 (+3.18%) | $814,400 Land $463,500 Building $350,900 | $814,400 Land $463,500 Building $350,900 |
| 2024 | $11,003.00 | ||
| 2023 | $683,500 Land $376,300 Building $307,200 | $683,500 Land $376,300 Building $307,200 | |
| 2022 | $9,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Nicholson Key in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2002–2011) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Nicholson Key is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY COLTS NECK private · serves 780 people · EPA ID NJ1309002 |
|---|---|
| Water Source | Purchased surface water from FREEHOLD TWP WATER DEPT |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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