Ocean County and Lacey Township property record for 4 Niagara Ct, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,888 sqft · built 2004 |
| Lot Size | 0.594 acres (25,857 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Jul 2021) |
| Tax Bill | $12,097 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00204-01-00004 |
| Primary APN | 13-00204-01-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 25,857 sqft (0.594 acres) |
| Lot Dimensions | 128 ft deep x 202 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10001050 |
|---|---|
| Street Address | 4 NIAGARA CT |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 202 X 128 EFF |
| Legal Subdivision | MAJOR CAPTAINS XING FINAL |
| Legal Block | 204.1 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 732104 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Jul 23, 2021 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2004 · Amount on Record |
| Deed Document Number | 2021108539 |
| Deed Book / Page | 18594 / 1305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 4 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0191980043 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 19198/43 |
| Instrument | 2022110205 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 23, 2021 |
| Property Address | 4 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Document Number | 0185941305 |
| Book / Page | 18594 / 1305 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021108539 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 308 RICHARD RD, 308, FORKED RIVER, NJ 08731-5101 |
| Name | Verified Name |
|---|---|
| Address | 4 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Document Number | 2021108540 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021108540 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,300 (-) Land $143,000 Building $299,300 | $442,300 (-) Land $143,000 Building $299,300 | |
| 2025 | $12,097.00 (+7.94%) | $442,300 (+5.79%) Land $143,000 Building $299,300 | $442,300 (+5.79%) Land $143,000 Building $299,300 |
| 2024 | $11,207.00 (+18.45%) | ||
| 2023 | $418,100 Land $143,000 Building $275,100 | $418,100 Land $143,000 Building $275,100 | |
| 2022 | $9,461.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 337 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 337 in force |
| Nearby Flood Claims | 652 (1978–2022) |
| Claims Outside the SFHA | 5 of 652 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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