Ocean County and Lacey Township property record for 3 Niagara Ct, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,767 sqft · built 2004 |
| Lot Size | 0.447 acres (19,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,000 (Jul 2018) |
| Tax Bill | $12,138 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00204-01-00003 |
| Primary APN | 13-00204-01-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,767 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 19,454 sqft (0.447 acres) |
| Lot Dimensions | 137 ft deep x 142 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10001049 |
|---|---|
| Street Address | 3 NIAGARA CT |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 142 X 137 EFF |
| Legal Subdivision | MAJOR CAPTAINS XING FINAL |
| Legal Block | 204.1 |
| Legal Lot Number | 3 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 732104 |
3 Niagara Ct is owned and occupied by two individuals who bought it in July 2018.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 23, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on File |
| Deed Sale | Jul 23, 2018 · Amount on File |
| Prior Sale | Apr 25, 2014 · Amount on File |
| Deed Document Number | 201871497 |
| Deed Book / Page | 17184 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 3 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SETTLEMENT GROUP |
| Name | Verified Name |
|---|
| Document Number | 0180660804 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 18066/804 |
| Instrument | 2020106142 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 23, 2018 |
| Property Address | 3 NIAGARA CT, FORKED RIVER, NJ 08731-5000 |
| Document Number | 0171840320 |
| Book / Page | 017184 / 000320 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 71497 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2018 |
| Title Company | EASTERN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 NIAGARA CT FORKED RIVER NJ 087315000, FORKED RIVER, NJ 08731-5000 |
| Document Number | 171840327 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 017184/000327 |
| Instrument | 71498 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
The 2025 property tax bill for 3 Niagara Ct was $12,138, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,800 (-) Land $123,000 Building $320,800 | $443,800 (-) Land $123,000 Building $320,800 | |
| 2025 | $12,138.00 (+7.94%) | $443,800 Land $123,000 Building $320,800 | $443,800 Land $123,000 Building $320,800 |
| 2024 | $11,245.00 | ||
| 2023 | $443,800 Land $123,000 Building $320,800 | $443,800 Land $123,000 Building $320,800 | |
| 2022 | $10,043.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Niagara Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 337 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 337 in force |
| Nearby Flood Claims | 652 (1978–2022) |
| Claims Outside the SFHA | 5 of 652 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Niagara Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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