4 Mountain Dr, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 4 Mountain Dr, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,302 sqft · built 1950
Lot Size	1.05 acres (46,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2024)
Tax Bill	$12,489 (2024)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 91.6-2-28`

Property Details

APN / Parcel Number

Primary APN	`372689 91.6-2-28`
Alternative APNs	`268909100600020280000000` `129200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	46,001 sqft (1.05 acres)
Lot Dimensions	293 ft deep x 157 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	129200
Street Address	4 MOUNTAIN DR
City	GARRISON
State	NY
Zip	10524-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE 001570000293000000000C LO
Legal Subdivision	MAP 7 OF CONTINENTAL VILLAGE
Legal Block	2
Legal Lot Number	28.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3012
Census Tract	10800

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 DEMONG DR, SYRACUSE, NY 13214-1419
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
May 22, 2018	Grant Deed, Transfer FREEDOM LAND TITLE AGENCY INC
Apr 5, 2017	Grant Deed, Transfer CLOSING USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	20242417
Deed Book / Page	2356 / 291
Prior Transfer Date	Sep 19, 2003
Prior Transfer Doc	1650000300
Record Updated	Oct 29, 2026

May 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	May 1, 2024
Property Address	4 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0023560291
Book / Page	2356 / 291
Map Reference	MAP 372-I
Instrument Date	Apr 26, 2024
Instrument	2417-2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 CROSBY CT, FISHKILL, NY 12524-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	515 DEMONG DR, SYRACUSE, NY 13214-1419

Mortgage

Document Number	0007872174
Date	May 1, 2024
Instrument	7872/174

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	May 1, 2034
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	11.3%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	May 22, 2018
Property Address	4 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0020790001
Book / Page	002079 / 000001
Instrument Date	Apr 16, 2018
Instrument	1501314
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	FREEDOM LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,510.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 WELCHER AVE PEEKSKILL NY 105665641, PEEKSKILL, NY 10566-5641

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Apr 5, 2017
Property Address	4 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0020410045
Book / Page	002041 / 000045
Instrument Date	Mar 27, 2017
Instrument	1500860
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$632.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	471 HILLTOP RD YORKTOWN HEIGHTS NY 105983731, YORKTOWN HEIGHTS, NY 10598-3731

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,300 (-) Land $42,900 Building $122,400	$538,963 (+14.84%)
2024	$12,489.00
2023		$165,300 (-) Land $42,900 Building $122,400	$469,336 (+11.73%) Land $121,806 Building $347,530
2022		$165,300 Land $42,900 Building $122,400	$420,076 Land $109,022 Building $311,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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