3 Mountain Dr, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 3 Mountain Dr, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,141 sqft · built 1960
Lot Size	0.984 acres (42,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Aug 2017)
Tax Bill	$11,741 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 91.6-2-8`

Property Details

APN / Parcel Number

Primary APN	`372689 91.6-2-8`
Alternative APNs	`268909100600020080000000` `126850`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	1,283 sqft
Upper Floors Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	42,880 sqft (0.984 acres)
Lot Dimensions	536 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	126850
Street Address	3 MOUNTAIN DR
City	GARRISON
State	NY
Zip	10524-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE 000800000536000000000B LO
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3012
Census Tract	10800

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MOUNTAIN DR, GARRISON, NY 10524-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 24, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	Apr 6, 1998
Deed Document Number	20171502174
Deed Book / Page	2054 / 105
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	3 MOUNTAIN DR, GARRISON, NY 10524-1159
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MOUNTAIN DR, GARRISON, NY 10524-1159

Mortgage

Document Number	0073950066
Date	Jul 7, 2021
Book Page	7395/66
Instrument	7861-2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 24, 2017
Property Address	3 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0020540105
Book / Page	2054 / 105
Map Reference	MAP 372-1
Instrument Date	Aug 16, 2017
Instrument	1502174
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE INSURANCE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MOUNTAIN DR, 3, GARRISON, NY 10524-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 SPROUT BROOK RD, GARRISON, NY 10524-7468

Mortgage

Document Number	0001602835
Date	Aug 24, 2017
Instrument	1602835

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	3 MOUNTAIN DR, GARRISON, NY 10524-1159
Document Number	0067050032
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 MOUNTAIN DR GARRISON NY 105241159, GARRISON, NY 10524-1159

Mortgage

Document Number	0067050032
Date	Mar 27, 2017
Book Page	006705/000032
Instrument	1601149

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,400 (-) Land $39,900 Building $115,500	$506,684 (+14.84%)
2024	$11,741.00
2023		$155,400 (-) Land $39,900 Building $115,500	$441,227 (+11.73%) Land $113,288 Building $327,939
2022		$155,400 Land $39,900 Building $115,500	$394,917 Land $101,398 Building $293,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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