4 Morris Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 4 Morris Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,286 sqft · built 1930
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$132,500 (May 2007)
Tax Bill$3,880 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN012689 16.4-6-32

Property Details

APN / Parcel Number

Primary APN012689 16.4-6-32
Alternative APNs
  • 268901600400060320000000
  • 01600400060320000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area776 sqft
Upper Floors Area510 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area252 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600400060320000000
Street Address4 MORRIS RD
CitySCHENECTADY
StateNY
Zip12304-4586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionN-MORRIS RD E-2 S-117-43
Legal Block6
Legal Lot Number32.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group4
Census Block4000
Census Tract13804

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 MORRIS RD, SCHENECTADY, NY 12304-4586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2007 · Amount on Record
Deed SaleMay 4, 2007 · Amount on Record
Prior SaleMay 4, 2007 · Amount on Record
Deed Document Number20079949226
Deed Book / Page2883 / 485
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4 MORRIS RD, SCHENECTADY, NY 12304-4586
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000374
DateApr 1, 2021
InstrumentR2021-10374
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 14, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,880.00 (+53.54%) Homeowner's exemption Senior Citizen's exemption
2025$2,527.00 (+1.32%) Homeowner's exemption Senior Citizen's exemption$83,000 (-) Land $20,700 Building $62,300$189,900 (+16.72%) Land $47,361 Building $142,539
2023$83,000 (-) Land $20,700 Building $62,300$162,700 (+9.28%) Land $40,577 Building $122,123
2022$83,000 Land $20,700 Building $62,300$148,879 Land $37,130 Building $111,749
2021$2,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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