16 Morris Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 16 Morris Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,473 sqft · built 1950
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2025)
Tax Bill	$6,228 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`012689 16.4-6-29`

Property Details

APN / Parcel Number

Primary APN	`012689 16.4-6-29`
Alternative APNs	`268901600400060290000000` `01600400060290000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,473 sqft Living Area
1st Floor Area	1,414 sqft
Upper Floors Area	1,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	273 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600400060290000000
Street Address	16 MORRIS RD
City	SCHENECTADY
State	NY
Zip	12304-4586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-MORRIS RD E-14 S-111-22.9
Legal Block	6
Legal Lot Number	29.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	4
Census Block	4000
Census Tract	13804

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CHAPMAN DR, ALBANY, NY 12203-4203
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Feb 4, 2016 · Amount on Record
Deed Document Number	202515220
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	0031270377
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	16 MORRIS RD, SCHENECTADY, NY 12304-4586
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHAPMAN DR, ALBANY, NY 12203-4203

Mortgage

Document Number	0000005221
Date	Aug 25, 2025
Instrument	R2025-15221

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 14, 2017
Property Address	16 MORRIS RD, SCHENECTADY, NY 12304-4586
Document Number	0000027347
Instrument Date	Oct 27, 2017
Instrument	27347
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MORRIS RD SCHENECTADY NY 123044586, SCHENECTADY, NY 12304-4586

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,228.00 (-8.18%)
2025	$6,783.00 (+18.15%)	$135,000 (-) Land $33,700 Building $101,300	$308,900 (+16.7%) Land $77,111 Building $231,789
2023		$135,000 (-) Land $33,700 Building $101,300	$264,700 (+9.31%) Land $66,077 Building $198,623
2022		$135,000 Land $33,700 Building $101,300	$242,152 Land $60,448 Building $181,704
2021	$5,741.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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